For those of you ready for a cleanout and a payout, the semi-annual consignment sales in your area are a great place to start. If you still have growing children, you will also want to shop there (here are my best tips for shopping consignment sales). By taking the right steps, you can walk away with more cash than you spent — plus gain a closet / attic / garage that you haven’t seen in a while. I have shopped at over a dozen consignment sales, and volunteered and/or consigned at half of Read more [...]
Staplers, it’s another slow week for Staples deals, unless you’re out of K-Cups or packing tape, or need to do some color printing. But, hang tight — we’re bound to see a coupon for a free case of paper sometime soon! Staples coupons this week, which you can print out online starting on Sunday: 20% off K-Cup packs of 16 or 18 30% off $50 purchase of packing and mailing supplies 20% back in Staples Rewards on any color printing purchase $19.99 Staples Multipurpose paper, 10-ream Read more [...]
As a mom, I say “no” all the time to my preschooler, so that little two-letter word is not unfamiliar to me. “No, you can’t jump over the couch;” “No, you can’t stay up later;” “No, you can’t cross the street by yourself.” But when it comes to my personal health and well-being, I have a hard time saying “no.” Sound familiar? Throughout this pregnancy, I’ve known enough to say “no” to everything during my baby’s first year. I remember only little snippets of Little Stapler’s first year, Read more [...]
Staplers, in the lull between Back to School sales and the next season (which I like to call “free case of printer paper season”!), Staples introduced a new take on its trade-in program. Next week’s circular declares a $30 minimum trade-in value for a working tablet, smartphone, or laptop from Sunday through the end of the year. Because today is the first day of the new trade-in program, I’m not sure how it works. Rest assured, however, that I will get the inside scoop for you in time for next Read more [...]
Yesterday I shopped at my first consignment sale of the season. I saw a lot of people make what I think is the #1 mistake of consignment sale shopping, but also learned a great new trick — both of which made me realize that I had to write this post sooner rather than later! As someone who has volunteered and shopped at over a dozen consignment sales, I’ve made a bunch of mistakes myself. Now that I have a pretty good idea of the “Do’s” and “Don’ts” of scoring big at consignment sales, Read more [...]
In my quest to increase my billable hours, I have identified some inefficiencies that divert my attention on a regular basis. I recently solved the email problem and have been automating bill-paying and money-saving for years. But there are still some inefficiencies that need to be cured. In particular: I get lost in the little details whenever I sort out client billing. I keep time in 6-minute increments (1/10th of an hour), and was getting out the old-fashioned calculator whenever I wanted Read more [...]
We stopped our aggressive debt payoff when I was laid off in October because we were trying to make ends meet. Some months, we did; and some months, we didn’t. One month, we even made an extra payment on a student loan. One month out of ten. :/ So, we fell off the wagon and I stopped paying attention to our debt repayment goals. Truth be told, I was obsessed with debt payoff when I was working steadily. Our income was predictable and I would project what our expenses and debt payoff numbers would Read more [...]
August was an eventful month. Mr. Stapler changing jobs sent me into a flurry of financial planning activity, from evaluating health insurance options, determining our retirement needs, sorting through what we need to save for my maternity leave, and of course revamping our budget. Then we got to go on a much-needed family vacation, which was the perfect end to the summer. In Blog news … did you notice anything new? That’s right, Stapler Confessions is a Plutus Award Finalist in two categories! Read more [...]
Whether you’re clearing out your child’s toy box or buying baby gear, the end of summer is the time to get ready for fall consignment sales. If you’re a parent and haven’t already shopped a consignment sale, get ready to have your mind blown at the high quality and good condition of clothes, toys, books, and baby gear you will find for up to 70% off at semi-annual consignment sales. Traditional consignment shops will have a few of each item in stock at any given time, and you have to decide Read more [...]
Help me out here: Do I keep my new laptop or should I put the money towards our next student loan?
In the past year, we have only made one extra payment on our student loans. Although it was significant -- $2,000 -- I am anxious to make another. Mr. Stapler got a better-paying job, so we should have the ability to make more payments.
This month, I calculated that we could make an extra payment of $1,500. I was psyched. I started calculating whether we could pay off the next loan by New Years.
Then Read more [...]