How to Save Money When Buying a Home

These days home ownership can be more expensive than ever, while at the same time, the economic pinch or stagnant wages and the persistent rise of inflation puts a strain on one’s ability to save and make high house payments. But there are ways to make homeownership more affordable. By using some basic strategies and tips, you can save money and secure yourself a mortgage quicker as well as pay it down quicker. 1. Get Professional (Free) Mortgage Counseling Given the complexity of the Read more [...]

WiseBanyan Review

Artificial Intelligence has introduced a wide range of services and skills formerly reserved for humans. Cars can now drive themselves, we can order groceries and play music through algorithm-controlled devices, perform diagnoses through our smart phones, and receive personal finance advice from robo-advisors. Financial advisors are no longer for the very wealthy. WiseBanyan has launched a technology that calls itself the “world’s first free financial advisor” and doles out wisdom on investments, Read more [...]

Six Ways to Spend Less on Auto Insurance

Auto insurance is a necessity if you own a vehicle, and when accidents do occur, it proves to be well worth the monthly premiums. But still, nobody wants to pay a dollar more than they have to for a policy. The truth is, you shouldn’t (and don’t) have to. There are plenty of ways that nearly everyone can save on car insurance. Search for discounts Almost every insurance company has different specials and rewards for their drivers. Simply ask your personal agent to review your account Read more [...]

What A Time For The BT Sports Channel To Start Charging

It's a pain. The summer’s in full swing and the BT sports channel’s not free anymore. What could be worse? They’re going to start charging for it from the end of July. You only get it free if you buy their high end package. Well I’ll tell you this much. If they think that’s going to make me pay up for the high end package, they’ve got another think coming. You can hardly call the sports channel free by the time you’ve paid the price for that package. Thank God It Was After The FA Read more [...]

Do The Advantages Of Leasing A New Car Outweigh The Disadvantages?

Just two decades ago, leasing was a popular option for Canadian residents looking to drive a new car. However, many stung by their previous lease are left wondering whether leasing options are a financially sound way to go. There are many advantages to leasing options, but there are also some unforeseen disadvantages that not all customers understand until the end of the term. The fine print and those additional charges that you don’t think about can come as a big shock when you return your leased Read more [...]

Saving in an Unpredictable Environment

Doing Well? In an unpredictable world, those who live in stable economies and have a reasonable salary should be fine. Shouldn’t they? Pam (52), a management professional with a house and car loan complains bitterly that her salary is inadequate. Pam wears designer clothes, drives a sports car and goes on amazing holidays. Her sister, Joan (55) is a housewife who, along with her husband, raised two kids on a single salary. She budgeted carefully and has no serious money issues. Instant Read more [...]

How To Save Money Buying A Car

Buying a car can be extremely stressful. With so many different cars for sale and so many places to look, the process is extremely overwhelming. On top of this, there seems to be a million different conflicting tips and guidelines on how to save money on your car purchase. This list consists of the best and easiest ways you can save money while getting the car of your dreams. Tip 1: Don’t Limit Your Options When you begin your search, you may have one specific brand, style or car in mind. Read more [...]

Start A Business In Beverly Hills With A Virtual Office

When it comes to starting a new business, there are tons of various things that you have to get in order, but one of the most important is to set up an office from which you can work. While many people opt to find something cheap or convenient, such as their house, the fact is that if you want to be taken seriously, you need an office that can impress. Thankfully, you can get one that will not only elevate your brand, but will be affordable as well. Today we’re going to check out virtual offices Read more [...]

3 Ways to Make Investing a Habit

At some point in your life you may have heard that it takes about 3 weeks of doing something routinely to create a habit. An interesting article about habits in the Huffington Post says it actually takes more like 66 days. But regardless of the length of time it takes, just what is a habit? According to the Merriam-Webster dictionary, a habit is defined as a behavior pattern acquired by frequent repetition or physiologic exposure. It is also an acquired mode of behavior that has become nearly Read more [...]

6 Easy Ways to Bring in Money While Job Hunting

Trying to find a job while on unemployment is not always as easy as you’d think. Though there are plenty of jobs out there, there’s a lot of competition out there. Not to mention, the job hunting process can be time-consuming. Completing applications, scheduling interviews, and waiting to get your acceptance letter can take anywhere from a few months to a few years depending on where you live and what your skills are. In the meantime, your bills are still adding up and they’re not going Read more [...]