​How to Get the Best Auto Loan Rates

Did you know that 91% of US households own at least one car, and that nearly 85% of those vehicles are financed through a loan or a lease? It's something we all have to at one point or another, but no one likes dealing with astronomical interest rates or the fees that pile up while purchasing your car from the dealership. Well, did you know that there are ways to get the rates that you deserve? That's right, there are ways to take charge of your loan, and make lenders work towards your best interest. Read more [...]

Building an Impressive Property Portfolio: The Key Things to Consider

Congratulations on taking the first step to becoming a property investor. The real hard work starts now, as you attempt to move from your first property to a number of properties and ultimately ending up with an impressive portfolio. This piece offers actionable tips to make the process less daunting. Look for Properties below Market Value Investors with the most sizable portfolios have made a habit of buying low and selling high. Every month, there are lots of properties sold for lower than Read more [...]

Potential ROI from a PSA Software

A lot of small business owners are turning to solutions offered by Professional Services Automation (PSA) to streamline processes and automate several operations in their organization. Incorporating a PSA software into your business can give solutions for your project management, accounting, resource planning, billing/tracking, collaboration and even data reporting. The effectiveness of a PSA still depends on what areas you would like to improve in terms of efficiency and profitability. It’s Read more [...]

When One Door Closes: Financial Strategies For Handling Job Loss

The saying goes that as one door closes another one opens, but it doesn't always feel that way and losing your job can be a painful financial experience. The important thing is to keep your head above water while you’re going through this difficult time. Here are some tips on how to organize your finances and stay positive while you find a new job and get back to earning a regular salary again. File for benefits: Don’t put off filing for unemployment. Apply for your benefits straight away. Read more [...]

Do Food Stamps Roll Over?

The Federal Food Stamp Program (also called the Supplemental Nutrition Assistance Program, or SNAP) has rolled out cards instead of issuing paper food stamp coupons. SNAP recipients now get what’s known as a EBT (electronic benefit transfer) card that they can use at approved stores. It makes it much easier now as you just use the EBT card much like you would a debit or a credit card. All you do is swipe your card in a card reader, enter your PIN number and away you go.   How to Use Read more [...]

The 5 Easiest Ways to Save on Car Insurance

If you own a car, you really should have car insurance. Yeah, it’s an extra expense, but you’ll be happy you have insurance when you get into an accident. That doesn’t mean you need to spend an excessive amount on it though. To save money on car insurance you need to know what affects your rates. To help you save money relatively quickly, here are 5 different ways to get discounts on car insurance. Get Usage-Based Insurance If you don’t drive a whole lot, see if you can go with Read more [...]

Make a Success in HR

A good HR department is vital to the success of any but the smallest businesses, but it can often be a challenge to really make your mark in the field, and feel you are contributing to the business at large. Today we’ll look at some of the challenges facing people in the world of HR and how to overcome them to really make a success of your chosen path. Challenge: Perception  It’s a sad fact that HR departments have something of an image problem: they are perceived, despite the evidence, Read more [...]

The Future of Student Loans under Donald Trump May Change

It is widely accepted that a good college education is an excellent starting point towards a good career. A graduate’s prospects for a well-paid job appear to be worth the effort to continue to study when some friends have already finished their education and got a job. College comes at a cost with the vast majority needing to take out a student loan to fund those years. Very few have rich parents who can simply pay all the bills. Those that already have student loans are likely to see little change Read more [...]

5 Steps to Sell Your Home Quickly

There are several ways you can sell your home fast whether it’s a slow or peak season. You can also enhance your home’s appearance aside from lowering the price just to make a quick sell. If you find yourself in situation where you would need to sell your home fast, here’s what you can do to speed up the sale without sacrificing too much profit: Enhance your curb appeal. First impressions last so it’s best to consider what a potential buyer might think once they drive up to your property Read more [...]

Can Trump Really Get Rid of Obamacare?

The Affordable Care Act (ACA), or Obamacare as it’s known in the media, is the program released to give every American health coverage. The problem is that it comes with several flaws, including the unintended harm caused to small businesses. President Trump has pledged to repeal Obamacare. But can he really get rid of Obamacare? Executive Action on Obamacare An executive order has already put the wheels in motion for the repeal of Obamacare. Throughout Congress, the Republicans control Read more [...]