How to Pay for Plastic Surgery With Bad Credit

Millions of plastic surgeries are performed each year and many them were financed through beauty loans. Yes, it may be hard to get a loan through traditional means if you have bad credit, but there are some ways around that. You may be able to find a company that will help finance your cosmetic surgery. As with all loans, make sure you do extensive research and ensure you’re getting something that works with your situation before proceeding.   What You Need to Know About Applying Read more [...]

How to Improve Your Starting Credit Score

Let’s face it: you’re not going to get a great credit score on your own. Just because you had  a few advantages in life doesn't mean that you get to have a higher starting credit score.   Whether you want a rewards credit card or apply for a mortgage, everyone starts somewhere. If you really want to improve your credit score, you need to take responsibility into your own hands. This means you need to start improving your consumer credit report. How Your Credit Score Works A credit Read more [...]

5 Simple Tips to Make Tax Season Stress Free

Surely not only accountants enjoy tax season right? Now that the 2017 tax season is here, don’t freak out if you don’t feel prepared. As long as you organize now and use some of the following tips, you’ll be less stressed when it comes time to fork over your tax return to Uncle Sam.   Make Sure Your Filing Status is Correct This is definitely not something to mess around with because your filing status is what pretty much determines how much you pay in taxes. Other than that, Read more [...]

Are Your New Years Resolutions Too Expensive?

Have you made your financial New Year’s resolutions yet? If you haven’t, you’re probably thinking about them. Even though making New Year’s resolutions can sound like a good idea, some of the ones that you make can end up costing you more than you think. Sure, making certain resolutions can really help propel you towards a great financial future like paying down your debt, but making resolutions can actually cost you more than you initially realize. And it’ll probably cost Read more [...]

Get Free Shipping at ThredUp – The Ultimate Clothing Resale Store

If you can’t stop buying clothes (as long as you budgeted for it right?), you can still look stylish by buying used clothes. One such place is an online consignment store called ThredUp. In fact you can get free shipping at ThredUp! So yes, you can browse at what can equate to a garage sale (or ebay, but much better) online in your pajamas. How cool is that? Yes, But Is It Legit? In a nutshell, yes. Not only have I found great deals on there, but friends of mine have too. I needed a few Read more [...]

Snagshout Review: Is This Discount Site a Scam?

Want to save even more money on Amazon? Have you tried a website called Snagshout? It’s a place where you can get free or major discounts on products off Amazon. Yeah, this sounds like a scam, doesn’t it? Rest assured, this isn’t one. This Snagshout review will walk you through step-by-step what it is, how to use it, and if it’s the right place to shop for you. What is Snagshout and How Does it Work? Simply put, Snagshout is a website that features websites from retailers that Read more [...]

Which Online Savings Account Should You Choose? An iGoBanking Review

  iGoBanking is an online bank that offers account owners high interest rates on online savings accounts, CDs and money markets. They are the online division of Flushing Bank in New York (FDIC insured) and allows people to open and fund accounts online. This iGoBanking review will cover the features of each account, the pros and cons of opening one, and how to decide if this is the right option for you. Types of iGoBanking Accounts Savings Accounts iGoBanking requires no minimums Read more [...]

A New Twist on the 365 Money Challenge

I dare you to save a few thousand in a year. Think it can’t be done? Yeah, when you think about how much money that is, it does seem a bit scary. But it can be done. Creating a challenge to save money can not only be fun, but it’ll definitely help you reach those financial goals a lot sooner! Enter the 365 Money Challenge. The idea is simple: set aside a small amount of money every day for 365 days and watch the savings grow. There’s also another component to it: you have to double Read more [...]

What is the Mega Backdoor Roth and Why Should You Care?

Want some extra money in your Roth IRA? It’s called the Mega Backdoor Roth. This strategy can help you avoid taxes and earn even more than the maximum you can put into a Roth IRA annually. Another advantage is that not only do you have an asset and tax protected space, you can have more tax diversification during retirement. That means you can you can determine a tax rate by basically deciding how much you want to take from your Roth or tax-deferred accounts. So How I Do This? Now, before Read more [...]

What is a Personal Finance Ratio and Why Should You Care?

Do you really know if you are financially healthy? Look, even though you may have a pretty decent budget, better spending habits, or even a really solid plan to pay down your debt, you still need to know your personal finance ratios. What are they exactly? Well, financial ratios are really important in determining aspects of your personal finance, like your credit rating all the way to how much money you can actually spend. Think about it as a way to not only identify your net worth Read more [...]