Tell-Tale Signs That Moonlighting Isn’t Working Out for You

A lot of people start moonlighting to make ends meet. But at a certain point, the opposite happens: diminishing returns can mean you need to scale back or get rid of it altogether. Here's how to tell whether you've crossed that line. You're Always Tired It's one thing to stop sleeping in and quite another to get less than seven or eight hours of shut-eye a night because you're working long hours. The latter will eventually interfere with your productivity and, worse than that, your health. Read more [...]

Can Air Filters Save You From Pollution?

Pollution is no longer just an urban problem, thanks to the proliferation of wildfires during the summer and emissions from factories and even vehicles. Together these trends have bolstered demand for air filters. Global spending on air filters will surpass $20 billion by the year 2021, according to TechSci Research, citing consumers' growing awareness of deteriorating air quality. While this spending includes air filters that attach to heating, ventilation and air conditioning systems Read more [...]

Even if You’re Strapped for Cash, You Can Still Invest

If at first you think you don't have enough funds for it, you can still invest. Once you have some emergency savings put away and all of your high-interest debt paid off, you should think about investing, even if it's just a little bit. You Can Still Invest If after you’ve paid off your debt and paid your bills you only have $20 left over the best possible thing you could do with it is invest. Dividend reinvestment plans allow you to make an initial invest as little as $20 or $30. Making Read more [...]

Which Is Cooler, a Fan or Air Conditioner?

With climate change sending temperatures higher and stretching summer weather well beyond the end of the season, it's never too late to consider whether to buy a fan or air conditioner to cool off. The decision ultimately hinges on a person's priorities. Of course, fans usually cost less than air conditioning -- the price of the appliance runs about a digit higher, while the associated electric bills get even costlier. However, you can find a used air conditioner for sale on Craigslist, eBay Read more [...]

New Ebook on How to Get Out of Debt

Once your debt load gets to be a certain size, it can seem completely unmanageable, almost like you're never going to be able to pay it down. Well, dear readers, help is here: A brand new ebook called what else but Get Out of Debt. It's free and exclusive to Stapler Confessions. Click on the link below to download a copy and after you've finished reading it, please let us know what you think of it by posting feedback in the comments section beneath this post. Click here to get your FREE Read more [...]

The James Allen Jewelers Difference

Buying diamonds and jewelry is often an expensive proposition. It’s also an experience that can leave many people on edge because they do not always feel confident in the jeweler they’re buying from. Some people may wonder if they are getting ripped off, robbed, and given a shoddy product. And it’s smart to wonder because many people are trying to take advantage of you in this world, and diamond sellers can certainly be one of them. On the other side of the coin, not every diamond seller Read more [...]

How to Save Money When Buying a Home

These days home ownership can be more expensive than ever, while at the same time, the economic pinch or stagnant wages and the persistent rise of inflation puts a strain on one’s ability to save and make high house payments. But there are ways to make homeownership more affordable. By using some basic strategies and tips, you can save money and secure yourself a mortgage quicker as well as pay it down quicker. 1. Get Professional (Free) Mortgage Counseling Given the complexity of the Read more [...]

WiseBanyan Review

Artificial Intelligence has introduced a wide range of services and skills formerly reserved for humans. Cars can now drive themselves, we can order groceries and play music through algorithm-controlled devices, perform diagnoses through our smart phones, and receive personal finance advice from robo-advisors. Financial advisors are no longer for the very wealthy. WiseBanyan has launched a technology that calls itself the “world’s first free financial advisor” and doles out wisdom on investments, Read more [...]

Do The Advantages Of Leasing A New Car Outweigh The Disadvantages?

Just two decades ago, leasing was a popular option for Canadian residents looking to drive a new car. However, many stung by their previous lease are left wondering whether leasing options are a financially sound way to go. There are many advantages to leasing options, but there are also some unforeseen disadvantages that not all customers understand until the end of the term. The fine print and those additional charges that you don’t think about can come as a big shock when you return your leased Read more [...]

Saving in an Unpredictable Environment

Doing Well? In an unpredictable world, those who live in stable economies and have a reasonable salary should be fine. Shouldn’t they? Pam (52), a management professional with a house and car loan complains bitterly that her salary is inadequate. Pam wears designer clothes, drives a sports car and goes on amazing holidays. Her sister, Joan (55) is a housewife who, along with her husband, raised two kids on a single salary. She budgeted carefully and has no serious money issues. Instant Read more [...]