Tap Water is Better and It Can Taste Great

Source: Media Defense Most developed countries offer drinkable tap water as they have thorough municipal water systems to treat it. There are specific agencies in charge of regulating water and making sure that it is safe for human consumption by disinfecting and testing it for different pathogens. However, bottled water still seems to be widely chosen over tap water, and this represents a serious environmental issue. It’s also not necessarily a smart option. Why is tap water better? You Read more [...]

Tips For Creating A Financial Plan In 2018

A new year can mean the beginning of a fresh start with your finances. Now could be the perfect time to make some new resolutions with your finances to help impact your investments and your future.   If you are not near your financial goal in your portfolio but want to work on bettering it, you need to take some big strides this year to put yourself on the right path. To get you started, below are some top tips to take into consideration to get your path to financial success started this Read more [...]

Should You Cosign for a Student Loan?

As a parent, you want to help your kids out, especially when they are starting college. After all, you want them to get their education, and cosigning for a student loan may seem like a great way to support them. Generally, if you have good credit, choosing to cosign on a student loan can give your kids access to better interest rates. But, there are risks when you become a cosigner too, so you shouldn’t automatically jump in. To help you decide if you should cosign for that student loan, Read more [...]

When Is It Financially Time for Your Adult Kids to Move Out?

Many parents want their adult kids to move out, but aren't quite sure when the time is right. Some choose to allow their children to remain at home while they complete their college education or begin their careers. While this can certainly let their kids get a solid financial footing under them, figuring out precisely when they should move out isn’t always easy. Even if you are open to providing some level of monetary support to your kids, that doesn’t mean they need to stay in your home Read more [...]

What are the requirements to obtain an EIN?

You may have heard a few things about needing a federal tax ID number for your business, but it can be confusing to understand at times. If you’ve ever wondered if you need an EIN or how you can become eligible for one, you’re not alone. Here’s all you need to know to apply for an EIN. Eligibility Requirements The first step to receiving an EIN for your organization is determining your eligibility. You’re eligible if: You have a legal residence, principal office, or principal place Read more [...]

Three Things You Can Do Today For Better Mental Health

Are you trying to live the best life possible? If you’re like many people, you’re trying to find all of the resources that you can in order to see your daily life be the very best that it can be. How can you take care of your mental health today? Here are three big tips that you can use in order to have the best mental health possible. Get Outside. When was the last time that you went outdoors for any reason? If you haven’t done so recently, then it may be time to get out and about. Read more [...]

Should My Family Buy a Timeshare?

Many years ago, on what was the first or many trips to Florida with my family, I remember my parents attending a meeting on buying into a timeshare. Being a child at the time, I didn’t really understand anything, except it was at a swanky hotel and they fed my sister and I ice cream sundaes while my parents listened to a lady talk about places to stay in Florida. Back at the house we were renting, I overhead my parents seriously talking about buying into a timeshare for the first time. Florida Read more [...]

Can I Use My 401(k) to Pay for My Child’s Education?

Let’s face facts; college is expensive. No parent wants to see their child saddled with thousands upon thousands of dollars in debt, or sacrificing decades of financial well-being to repay it. Student loans are a serious burden; one that I’m sure you’d do anything to help them avoid. Since many parents of college-aged children have been contributing to a 401(k) for many years, it can be tempting to use some of those funds to help pay for their child’s education. If you are considering using Read more [...]

Should You Be More Bullish?

Most people are bullish about the stock market right now. Some would argue that means it's actually a good time to pull back on equities rather than get even more bullish. It's hard not to notice how well the stock market has been performing -- some have argued that 2017 was a record year for the markets, while others who've been around longer say that it's the strongest performance since the dot-com boom. So does this strong performance mean you should take a more aggressive stance in your Read more [...]

Trading On Economic Indicators

Investing and trading can take on many forms. You can trade stocks, bonds or pretty much any commodity you can think of, without leaving the chair in front of your computer. But you need to have a plan. You need to have a viable strategy to work and profit off the trades that you make. You cannot just wing it. And you need to really be able to test out your strategies and learn the markets before you risk actual money. Or be able to play around with extra money that you can afford to lose. Paying Read more [...]