How to Get a Loan with Bad Credit or No Credit

Money is the fundamental need for humans in this age to fulfill basic needs. It has become quite common for people to get loans from banks and other financial corporations. Payday loans are also a type of loans for covering your daily expenses if you are short on money. People get loans for an emergency like medical expenses or pay their repair or electricity bills. Although you can get reliable and cheap loans from banks, due to their lengthy procedures, you will have to wait for many days. Payday Read more [...]

7 Signs Your Coupon Habit Is Out of Control

Television would have us believe that anything can become an addiction. Unfortunately, coupon clipping can get to that point. Make sure your "extreme coupon" hobby remains productive by watching for any of the following signs. You've Outgrown All Your Storage Space Do you seem to be spending more money even though you collect and redeem coupons? Has your stockpile outgrown your ability to store it?A "yes" answer could mean you're buying more than you need. Coupon issuers will never admit Read more [...]

Personal Finance: How to Weather a Recession

Economic recession means an uncertain financial future for every quarter of society, from the average South African to those at the top and those below the poverty line, nobody is unaffected by a shrinking economy and fiscal turbulence in one way or another.With South Africa entering yet another recession in early 2017 (the first since the global financial crash in 2008), it's time for the population to focus on their finances and take appropriate action to safeguard their financial futures. Read more [...]

How Day Traders Save Their Money

Day trading is a way to gain financial independence. When you become a day trader, you make the move towards profitability, you can create your own career without the help of a regular company. Corporate culture can be suffocating for many individuals that are stuck in a boring, gray-tinted cube farm. The rows and rows of square cells, festooned with baby pictures and Dilbert cartoons can seem like a prison to those that are disinclined to conformity. But you can obtain benefits like 401K plans, Read more [...]

Use ‘Em or Lose ‘Em: Do Food Stamps Expire?

Most people find that they go through food stamps too quickly to worry about whether there's a "use them or lose them" rule. But it turns out that this benefit expires at a certain point if unused.While the actual stamps have been replaced by a card better known its acronym, EBT (electronic benefits transfer), you actually don't have to use up the entire balance by the end of the month.According to the U.S. Supplemental Nutrition Assistance Program (SNAP), which administers food stamps, unused Read more [...]

Qualifying as a Psychiatrist

Psychiatry is a tempting career for many interested in medicine. It’s a respected medical specialism, and offers challenge and reward over the course of a whole career, with successful psychiatrists ending up prestigious research and management positions after their years on the frontline.However, qualifying as a psychiatrist is a no easy journey. Their more academic cousins, psychologists have a comparatively easy journey, and that still includes a specialised degree in psychology, and post-graduate Read more [...]

Get Out of Debt with This FREE eBook!

Once your debt load gets to be a certain size, it can seem completely unmanageable, almost like you're never going to be able to pay it down.Well, dear readers, help is here: A brand new ebook called what else but Get Out of Debt. It's free and exclusive to Stapler Confessions.Click on the link below to download a copy and after you've finished reading it, please let us know what you think of it by posting feedback in the comments section beneath this post.Click here to get your FREE Read more [...]

How to File Your Taxes as a Freelancer

You’ve made it. No more reporting to the man. No more morning and evening commute. No more pointless meetings. And you’re in your pajamas. You’re a freelancer, which is amazing … right up until tax time. And it can still be great then, but you need to understand that you’ll be filing quite differently when you work this way—it’s best to arm yourself with as much knowledge as possible. You don’t have to change out of your slippers, but we do recommend you read on to find out more about Read more [...]

Broadening Your Business: Tips on Expanding Your Business in Brisbane on a Budget

For most small businesses, growth is a top priority. While not all companies are concerned with expanding far and fast, some degree of upward momentum is essential. It’s no easy feat because investing money in the wrong places can lead to a squeeze on key departments. You’ve got to keep tight control over spending and make sure costs don’t exceed income.There are lots of ways to do this, particularly for companies operating in central Brisbane. The region is a melting pot of communities, Read more [...]

6 Ways To Shop at Costco Without a Membership

If you can't get past seeing Costco's annual fee of $60 to $120 as cannibalizing the savings, you might want to try one of the following six tactics for shopping at the warehouse chain without a membership of your own.1. Costco Optical This is the one option that never gets old. You do not need a membership to see the eye doctor within the optical section of Costco, nor do you need one to buy any prescription eyewear there.Of course, this is something you probably won't be doing more than Read more [...]