What Makes a New Mattress Cheaper Than an Old One?

A mattress that passes a decade in age can become a vacuum of opportunity costs, eventually costing you more money than if you'd bought a new one -- even if it's an expensive model, it will still be cheap compared to most types of medical bills. Here are the kinds of health problems you'll have if you don't get a new mattress. Back Pain Old mattresses tend to lose their form or get the coils misshapen due to natural wear and tear.  You either get poked in the back with the misshapen coils Read more [...]

Tell-Tale Signs That Moonlighting Isn’t Working Out for You

A lot of people start moonlighting to make ends meet. But at a certain point, the opposite happens: diminishing returns can mean you need to scale back or get rid of it altogether. Here's how to tell whether you've crossed that line. You're Always Tired It's one thing to stop sleeping in and quite another to get less than seven or eight hours of shut-eye a night because you're working long hours. The latter will eventually interfere with your productivity and, worse than that, your health. Read more [...]

Can Air Filters Save You From Pollution?

Pollution is no longer just an urban problem, thanks to the proliferation of wildfires during the summer and emissions from factories and even vehicles. Together these trends have bolstered demand for air filters. Global spending on air filters will surpass $20 billion by the year 2021, according to TechSci Research, citing consumers' growing awareness of deteriorating air quality. While this spending includes air filters that attach to heating, ventilation and air conditioning systems Read more [...]

Even if You’re Strapped for Cash, You Can Still Invest

If at first you think you don't have enough funds for it, you can still invest. Once you have some emergency savings put away and all of your high-interest debt paid off, you should think about investing, even if it's just a little bit. You Can Still Invest If after you’ve paid off your debt and paid your bills you only have $20 left over the best possible thing you could do with it is invest. Dividend reinvestment plans allow you to make an initial invest as little as $20 or $30. Making Read more [...]

Which Is Cooler, a Fan or Air Conditioner?

With climate change sending temperatures higher and stretching summer weather well beyond the end of the season, it's never too late to consider whether to buy a fan or air conditioner to cool off. The decision ultimately hinges on a person's priorities. Of course, fans usually cost less than air conditioning -- the price of the appliance runs about a digit higher, while the associated electric bills get even costlier. However, you can find a used air conditioner for sale on Craigslist, eBay Read more [...]

WiseBanyan Review

Artificial Intelligence has introduced a wide range of services and skills formerly reserved for humans. Cars can now drive themselves, we can order groceries and play music through algorithm-controlled devices, perform diagnoses through our smart phones, and receive personal finance advice from robo-advisors. Financial advisors are no longer for the very wealthy. WiseBanyan has launched a technology that calls itself the “world’s first free financial advisor” and doles out wisdom on investments, Read more [...]

What A Time For The BT Sports Channel To Start Charging

It's a pain. The summer’s in full swing and the BT sports channel’s not free anymore. What could be worse? They’re going to start charging for it from the end of July. You only get it free if you buy their high end package. Well I’ll tell you this much. If they think that’s going to make me pay up for the high end package, they’ve got another think coming. You can hardly call the sports channel free by the time you’ve paid the price for that package. Thank God It Was After The FA Read more [...]

Betterment Review

Robo-advisors are rapidly disrupting the trading sector. With nearly every investment firm toting an algorithm-fueled machine that can analyze your portfolio and advise on what trades to buy, it can be overwhelming to decide which one to invest with. Betterment is one of these robo-advisors claiming to use the technology with more sophistication than its other automated management competitors. Does the functionality live up the hype? We take a closer look. Betterment counts over 200,00 clients Read more [...]

Restaurants Where Kids Eat Free on Tuesdays

Who knows when it became an unofficial-tradition, but for decades restaurants have been serving kids meals for free on Tuesdays. Both national and regional chains have incentive programs to give parents a financial break and their kids a slice of pizza or a burger that they might not have been able to afford otherwise. No matter where you live, there’s bound to be a restaurant in your area that offers free meals to youth on Tuesdays. Here’s our list: Denny’s. One of the original pancake Read more [...]

Can You Pay Your Mortgage with a Credit Card?

You found your dream house. Now how do you pay for it? Sending off regular checks to your mortgage lender is the most conventional way, but our financial system has leeway for creativity. For example, paying off your mortgage with a credit card is a clever way to earn cash-back rewards and points, but is it possible? Racking up rewards on your credit card is an easy way to get free or very cheap flights, or redeem points for groceries and gas. Those points and rewards would multiply even quicker Read more [...]