5 Money Mistakes I Made This Month

I think it's important to be honest with ourselves when it comes to our money. Moreover, it's important to take stock of our personal finances regularly. Doing so allows us to nip problems in the bud. We become accountable to ourselves, which helps us financially. Therefore, here are five money mistakes I want to own up to from the past month: 1. I Forgot to Review My Subscribe and Save I've signed up to receive a variety of items through Amazon's Subscribe and Save program. Overall, this benefits Read more [...]

How To Find Paid Medical Testing

Have you ever thought about getting paid to do medical testing? It's an important contribution to science. Plus it's a good way to earn some extra money. But how do you find paid medical testing? And how do you make sure that it's safe to do? What Is Paid Medical Testing? You can earn money by participating in clinical trials and other paid medical testing. This is an important part of the process for testing out new medications and medical procedures. Many rounds of testing take place before Read more [...]

Money in the Year of the Ox

Today is Chinese New Year, also called Lunar New Year. This year is the Year of the Ox. More specifically, it's the Year of the Metal Ox. It's always interesting to take a look at astrology to get some insight into personal finance. Whether or not it's "true" isn't really the point. Instead, you can glean helpful tips and ideas from this type of information. So, what can we learn about money in the year of the ox? What Is The Year of The Metal Ox? Every year in the Chinese calendar is represented Read more [...]

9 Financial Influencers You Should Consider Following

You can use social media to waste your time and distract you from the important things in life. However, you can also use social media to improve your life. By cultivating your feeds carefully, you can gain insightful information that can help you in all aspects of life. For example, here are nine financial influencers to follow if you want to improve your knowledge of personal finance. 1. Journey to Launch My favorite financial influencers to follow are those that you can find across a variety Read more [...]

One Simple Step to Simplifying My Taxes

I've worked as a freelance writer / independent contractor for well over a decade. Some years I do better than others with money management. Which in turn means that some years it's a lot easier than others to complete my taxes. At the start of 2021, I've made a super simple change that will simplify my taxes immensely. Operating as a Sole Proprietor Without a Business License People often ask me what my business legal structure is. Am I registered as an LLC or DBA? Do I have an Employee Identification Read more [...]

How to Check if You Can Afford to Retire

You want to retire. After working for all of your adult life, you're ready to move on to something else. But can you afford to retire? There are so many different things to factor in. How can you know if it's really the right financial move to make? Ways to Check if You Can Afford to Retire There are so many different ways to plan for retirement. In fact, with all of the information available to consider, it's tough to know which is the right approach. However, there are a few simple, key ways Read more [...]

Why Is It So Hard to Save Money?

It's easy to learn about saving money. You can find books, blogs, podcasts, courses, TED talks, and well-intentioned people offering advice at every turn. And yet, despite all of this access to information, it can still be so hard to save money. Why? Modern Life Makes It Hard to Save Money Modern life, especially modern American life, makes it hard to save money. It's important that you understand this. So many people blame themselves for their failure to save. After all, if you know how to budget, Read more [...]

Start Fresh: 5 Things I Want to Spend Out Before Buying More

Recently I've been working on the idea of trying to "spend out" the items I already have in my house. In other words, I have certain items that I want to use up before I buy new ones. In doing so, I hope to save some money at the start of the year. What Does It Mean to Spend Out? I got this concept from Gretchen Rubin of The Happiness Project. She talks about how there are both underbuyers and overbuyers, and each has their own challenges. I'm an overbuyer. I stock up. And that's okay in some Read more [...]

How to Make Money by Baking Cakes From Home

Some people love cooking. Other people love baking. Either way, many agree that it's fun to spend time in the kitchen. If you're one of those people, then why not consider making a living at what you love. You don't necessarily have to go to culinary school then spend years working in restaurants. Instead, you can start right now. You can make money by baking cakes at home. Start it off as a side hustle and maybe you can even grow it into a full-time work from home job. Figure Out The Vision Before Read more [...]

The Marie Kondo Approach to Choosing Work in the New Year

A lot has been written about applying the Marie Kondo decluttering and organizing method to finances. I've used the method myself in the past to get my financial paperwork in order. But as we head into the new year, what I'm thinking about most is how to apply it to choosing new work. Why I'm Choosing New Work in the New Year I'll be looking into new work for the New Year. Honestly, I'm going back to the financial basics. I've let them lapse the past couple of years. Therefore, it's time to reset. Read more [...]