How To Become a Nike Product Tester

Have you ever wondered what it would take to become a Nike product tester? You might be surprised to learn that there's a really easy streamlined application process. What Does It Mean to Become a Nike Product Tester? As the name suggests, you can apply to test Nike products. What does this mean? It means that you sign up to receive products from the company. Then you wear or use them. After that, you complete a survey providing feedback to the company about the products. Note that you typically Read more [...]

San Francisco Cost of Living: Why I Stay

There are many problems with the COVID-19 pandemic. However, one silver lining for us San Francisco is that rent prices have finally started to go down. And yet, my friends and family remind me that what I think is "low rent" is still unrealistic for them. So why do I stay in San Francisco? San Franciscans Need 5 Minimum Wage Jobs to Rent a 2 Bedroom Apartment San Francisco is notorious for our high rent and housing costs. Therefore, news reports regularly provide different ways of understanding Read more [...]

5 Steps To Take When Your Mortgage Gets Sold to Another Lender

You put in all of the hard work to find a mortgage lender. You get your papers in order, settle up the fees, and get your mortgage. Then you start to enjoy your house, all the while making your mortgage payments. However, one day, you receive a notice that your mortgage gets sold to another lender. What does this mean? More importantly, what do you do now? What It Means When Your Mortgage Gets Sold to Another Lender If you've never heard of this before then you might feel a bit of panic when Read more [...]

How I’ve Failed to Make Use of My Lyft Pink Membership … But I’m About To Do Better!

I use Lyft to get around. In fact, I use it so much so that I decided to go ahead and sign up for their Lyft Pink membership. It's saved me money over the past year or two on those Lyft rides. However, I just realized this week that I've failed to really make use of the benefits of the membership, I intend to remedy that now. Why I Use Lyft I have up my car when I moved to San Francisco 15+ years ago. Honestly, I love being car-free. This is a small city, geographically speaking. I can walk a Read more [...]

4 Pitfalls of Opening a Gift Shop

Opening your own gift shop can be a terrific business idea. Whether you want to open one online, in person, or through a hybrid model, you can definitely have fun while making money. However, it's not all rainbows and roses. Before you start this kind of business, you definitely need to think about the pitfalls of opening a gift shop. Types of Gift Shops You Might Open If you're thinking about opening a gift shop, then you'll want to consider what that really means for you. Some of the different Read more [...]

What I Really Pay For My Dog Each Month

I absolutely adore my rescue dog, Bumi. He's a funny, active pup who is happy to do absolutely anything. He's also the best snuggler. He's worth every penny I spend on him. But, taking a look at my budget, I see that I really do spend quite a bit on this little guy. Adoption Costs for My Rescue Dog I was lucky in that I didn't end up having to pay any adoption fees for my rescue dog. I had gotten my first rescue dog through a specific organization. They waived the fees when I was ready to get Read more [...]

How to Pay for Home Repairs With No Money

Your home is in desperate need of repairs. Or maybe you just know that with a little home maintenance, you could save a lot on energy bills. Either way, you need to put some money into your house. However, you don't have any money to spare. What are you going to do? Here are some options to pay for home repairs with no money. Do It Yourself There are some projects around the house that you're able to do yourself. Oftentimes, you have the supplies already. The only cost is the labor, and if you Read more [...]

Would I Be Happier Working from Portugal?

I live in San Francisco. I love it here. It's one of the most amazing cities in the world. More importantly, I feel creatively, emotionally, and socially fulfilled here. However, there's no denying that this is one of the most expensive places to live. Having worked from home for over 15 years, I could easily work from anywhere. Is it time to start thinking about a move? If so, would working from Portugal be a good option? San Francisco Is My Creative Center I stay here because I love it here. Read more [...]

Is A Financial Therapist Worth The Cost?

I've been thinking about going back to therapy for awhile now. There are a few key things that I'd like to work through. I have to confess, my relationship with money is one of those things. Therefore, I've been looking into seeing a financial therapist. What Is a Financial Therapist? A financial therapist is a regular licensed therapist who has the education and experience to work with you in a variety of different issues. Therapists all get a baseline foundation to help diverse clients. However, Read more [...]

How to Make Money Selling Cosmetics

The best thing you can do is to make money doing something you love. If you love makeup, then you might want to find a way to make money off of that passion, right? Here are some of the ways you can make money selling cosmetics. Decide Which Cosmetics You Want to Sell There are two different approaches to make money selling cosmetics: Sell someone else's makeup line Design your own makeup line for sale These are very different ways to make money selling cosmetics. If you're just breaking Read more [...]