5 Ways to Get Paid to Shop Online

Do you enjoy online shopping? If you do, then you might really like the idea of getting paid to shop online. And even if online shopping isn't really your thing, getting paid to do it might be incentive enough. But is this really possible? Yes. Here are ways to get paid to shop online: 1. Get Cash Back for the Things You Buy Online Anyway The number one way that people get paid to shop online is through programs like Rakuten. Rakuten (formerly eBates) gives you cash back for items that you purchase Read more [...]

Getting Real: How My Mental Health Impacts My Finances

I'm going to be really honest with you because I think it's important to do so: I struggle with depression. It's chronic, recurring, and although it's well-treated, I'll probably deal with it off and on for the rest of my life. I share this because it's an important part of my money story. And because I know that a lot of you out there have stress, trauma, and mental health issues that might affect your finances, too. My Mental Health and My Money Can't Be Separated I used to really beat myself Read more [...]

5 Reasons Why Obsession With Money Can Destroy Your Life

It's good to make your personal finances a priority in your life. After all, if you don't, then you can end up in a lot of debt or financial struggle. Obviously, that would be stressful. However, you also have to have some balance. An obsession with money can be just as damaging as not attending to your money at all. In fact, obsessing over your finances can destroy your life in these five key ways: 1. Stress Negatively Impacts Your Health Paying smart attention to your money relieves stress. Read more [...]

What Are the Alternatives to Filing Bankruptcy?

If you're overwhelmed by debt then you might think about filing for bankruptcy. This is a viable option for many people. However, it deeply affects you financial life. Therefore, people usually only turn to this option as a last resort. Before you go that route, make sure that you know the alternatives to filing bankruptcy. Find a Way to Pay Down Debt If at all possible, the best of all alternatives to filing bankruptcy is to pay down your debt. Of course, if you're looking at bankruptcy, then Read more [...]

Should You Invest in Art? 5 Podcast Episodes To Help You Decide.

The art world has always fascinated me. The characters, the auctions, the drama that surrounds it all ... it's a fascinating world. And I've always wondered if I should invest in art. It seems like a daunting form of investment. But it also seems like a lot of fun. So, to help me decide, I opted to delve into some podcast episodes that discuss the topic. If investing in art is something that interests you then perhaps you, too, would like these episodes: 1. Should You Invest in Art? Show: Read more [...]

Is It Worth Investing in Silver?

Many people invest in gold. In fact, you might already be one of them. But what about investing in silver? It obviously also has monetary value. And yet you rarely hear about people investing in it. Given the opportunity, should you invest in silver? Silver is Cheaper Than Gold But Offers Higher Investment Returns It's actually surprising that you don't hear more about people investing in silver. A lot of people certainly do so. One major reason why is that silver is cheaper than gold. And yet, Read more [...]

5 Ways to Better Understand Your Money Psychology

I have a Masters degree in psychological studies. Therefore, it's no surprise that I'm very interested in the psychology of money. The way we approach finances should be logical but many of us respond emotionally to money instead. Better understanding your own money psychology can help you better work with your finances. Here are 5 ways to better understand your relationship with money. 1. Journal About Money We all have complicated feelings about money. Uncover yours by keeping a journal about Read more [...]

How to Deposit a Check Made Out to a Deceased Person

There was a huge debacle this year with the stimulus checks. The government sent out quite a few checks made out to a deceased person. Family members were distraught because of the unexpected reminders of their loved one. Moreover, they were confused by what to do with these checks. Stimulus checks are different from other checks, but it made many people start to wonder: How do I deposit a check made out to a dead person? Is It Illegal to Deposit a Check Made Out to a Deceased Person? In the Read more [...]

What Are the Benefits for Partial Unemployment?

COVID-19 has changed so many different aspects of our lives. In particular, employment has changed. Many people are now unemployed or partially unemployed. People who have never had to face this situation are curious about the benefits for partial unemployment. It's tough to navigate, but the answers are out there. What is Partial Unemployment? As the name suggests, partial unemployment means that you have some type of work. However, you don't work full-time. Moreover, you can't find full-time Read more [...]

Can You Receive Both SSI and SSDI?

The Social Security Administration offers two different types of benefit programs: SSI and SSDI. You can receive both SSI and SSDI. However, each program has its own requirements. You have to meet those requirements independently to qualify for either (or both) form of benefits. What is SSI? Supplemental Security Income (SSI) is a monthly benefit check. People who "collect social security" after the age of 65 often mean that they're getting an SSI check. SSI is available to people who are 65 Read more [...]