Social Security Eligibility and Earnings

Today, I was scrolling through Facebook. I saw a post that stood out to me. Someone from a financial group I am in posted about social security benefits. He alerted everyone in the group to check out their credits today. He said checking them could provide useful to anyone wanting to retire early and still have access to benefits later in life. I got curious and went to pull up my Social Security eligibility and earnings. https://www.youtube.com/watch?v=7_1v3fJ44Pg Social Security Site and Read more [...]

How To Earn Extra Money by Hauling Garbage

I don't know about you, but I am always looking for ways to earn a little cash. If I'm not writing or picking up hours to work with my special needs clients, I am looking up side gigs. There are so many to choose from. You can explore your creative side or get a mundane hustle. No matter what the choice, there is a gig out there for everyone. One I recently explored was getting extra money by hauling garbage. Here is what I found: https://www.youtube.com/watch?v=M11xzImsuCY Private Garbage Read more [...]

Best Ways to Shop for a Car

This week I have been trying to find a vehicle. It is time for me to add a second vehicle to my home so that both my partner and I can get around. It is hard with one car and busy schedules. While finding a car should be seamless, I have worked hard to pick out what I want for the best price. Not to mention I do not want to spend long hours at a dealership. Instead, I looked for the best ways to shop for a car first. Here's what I found. https://www.youtube.com/watch?v=WIptq2PMPjs Online Dealerships Due Read more [...]

How To Negotiate With Debt Collectors

When it comes to debt, most of us want out. Sometimes it can be hard to handle, and we fall behind. When we fall behind on our debts, they can fall into collections. Collections come with numerous phone calls from collection agencies asking us for money we may not have. Aside from being annoying, it can become overwhelming. When it comes to debt, you can overcome the stress and aggravation by learning how to negotiate with debt collectors. https://www.youtube.com/watch?v=j9sA-UiRnqQ Before Collections In Read more [...]

Should You Follow the Stock Market Hype

I know you all have seen the hype surrounding the market this week. The hype is coming from Wallstreetbets and other platforms. They are putting the squeeze on short investors. Some of these platforms are trying to bankrupt hedge funds. While many people are jumping in, should you follow the stock market hype? https://www.youtube.com/watch?v=fSYkIZGEKv4 Stocks That Are Running Up The main stock being pumped right now is Game Stop (GME). It ran from $38 on January 21st to as high as $380 on January Read more [...]

What Are the Costs of Living in a Motel?

Travel is fun. Some people do it for a living. Several travel bloggers and travel enthusiasts are waiting to show off their adventures with the world. While some people take up fancy hotels or stay with the locals, some choose to stay in a Motel. If you looking to travel and live in Motels in the long-term, I'm here to talk about the costs of living in a motel.   Factors to Consider Before Living in a Motel When it comes to living in a motel, you have to consider the costs. While Read more [...]

How to Make a Car Payment Manageable

I talk a lot about finances and savings with friends and coworkers. One topic that frequents the discussion is cars. While some of us have reasonable payments, others have payments that are too high. I always laugh that I would fall out if I had a payment above $300 with insurance. Some people are pushing $700 and above for their vehicles. While this may seem small to some, people with a bad financial situation may wonder how to make a car payment manageable. I have some tips that can help. https://www.youtube.com/watch?v=o0CZ1v5U_y8 Car Read more [...]

Ways To Achieve Financial Peace of Mind

It is a new year with a crazy whirlwind start. Let us not forget we have the power to change. This year one of my goals is to continue to work on my financial stability. My side hustle and savings are set, but more could be done. I have goals to reach that would allow me to partially retire by 40. If you have similar or other financial goals you are working towards, you have to maintain financial peace of mind. Follow along for ways to keep your peace! https://www.youtube.com/watch?v=4gnTTTapqLc Debts Debt Read more [...]

Goals For the New Year

This week I have been thinking about my 2020. What an interesting topsy turvy year for us all. Out of the goals I set out for myself, three have come to pass, and two have not reached the end date. Going forward, I have been thinking about my goals for the new year. It's time to sit down with my financial and goal planning sheet and figure out what's next! Follow along with my goal ideas for 2021. https://www.youtube.com/watch?v=250J57Lkk6Q Reducing Debt Last year, I smashed all my goals related Read more [...]

How to Finance a Surgery With Bad Credit

Medical expenses can be hectic. Open enrollment just ended, and many of those plans were high. While some of those plans cover elective surgery, not all of them do. To get the cost of the service covered, you have to rely on good ole credit. If your credit is bad you may be wondering how to finance a surgery with bad credit or looking for surgery loans for bad credit! If this is you, do not worry there are loans and credit options available to you. Here are some of the best: https://www.youtube.com/watch?v=FIpMXHvTlA0 CareCredit The Read more [...]