How to Make a Car Payment Manageable

I talk a lot about finances and savings with friends and coworkers. One topic that frequents the discussion is cars. While some of us have reasonable payments, others have payments that are too high. I always laugh that I would fall out if I had a payment above $300 with insurance. Some people are pushing $700 and above for their vehicles. While this may seem small to some, people with a bad financial situation may wonder how to make a car payment manageable. I have some tips that can help. https://www.youtube.com/watch?v=o0CZ1v5U_y8 Car Read more [...]

Ways To Achieve Financial Peace of Mind

It is a new year and has been a crazy whirlwind start. Let us not forget we have the power to change. This year one of my goals is to continue to work on my financial stability. The side hustle and savings set, but more could be done. I have goals to reach that would allow me to partially retire by 40. If you have a similar or other financial goals you are working towards, we have to maintain financial peace of mind. Follow along for ways to keep your peace! https://www.youtube.com/watch?v=4gnTTTapqLc Debts Debt Read more [...]

Goals For the New Year

This week I have been thinking about my 2020. What an interesting topsy turvy year for us all. Out of the goals I set out for myself, three have come to pass, and two have not reached the end date. Going forward, I have been thinking about my goals for the new year. It's time to sit down with my financial and goal planning sheet and figure out what's next! Follow along with my goal ideas for 2021. https://www.youtube.com/watch?v=250J57Lkk6Q Reducing Debt Last year, I smashed all my goals related Read more [...]

How to Finance a Surgery With Bad Credit

Medical expenses can be hectic. Open enrollment just ended, and many of those plans were high. While some of those plans cover elective surgery, not all of them do. To get the cost of the service covered, you have to rely on good ole credit. If your credit is bad you may be wondering how to finance a surgery with bad credit or looking for surgery loans for bad credit! If this is you, do not worry there are loans and credit options available to you. Here are some of the best: https://www.youtube.com/watch?v=FIpMXHvTlA0 CareCredit The Read more [...]

Side Hustle Mindset

If you know anything about planning for your future, it's that you need money. Money funds your retirement and investments. Without it, you have nothing. No matter if you are a low wage earner or a higher earner, we could all use more. A side hustle is a perfect opportunity to showcase your skills and get paid. A side hustle mindset can be your saving grace. https://www.youtube.com/watch?v=i1RhJJ-OAzY Writing My side hustle is and will always be writing. If you are good at it, there are a Read more [...]

How to Get Help From a Fraud Job Offer

We are in a challenging period in the world. Many people are facing economic hardships due to layoffs and a reduction in work hours. To combat the problem, many are leaning on unemployment and other social services. While there may be some job opportunities, they are becoming harder to find and keep. In an effort to feed your family, you have to keep up the hunt but beware of people preying on you with fraud job offers. Check out how to get help from fraud job offers, so you won't become a target. Read more [...]

Changing Your Mindset on Debt

At some point or another, we have all racked up debt. Some debts are small, some rather large. While some people get on track and find their financial foothold, others find difficulty. When the debt becomes so overwhelming, it causes stress. That stressful response leads to us ignoring our debt problems. While I know large debt can be crippling, changing your mindset on debt can help you tackle it faster than you ever have before. https://www.youtube.com/watch?v=iDwc7TOHDaw Taking On Small Tasks If Read more [...]

Legal Ways to Make Money With Your Body

There are a lot of wacky ways to make money out there. If you are looking for some new avenues to generate income or just some fun money, there's a job or gig out there for you. If you not particularly shy, there are plenty of legal ways to make money with your body. Follow along for a few of the avenues available to you. https://www.youtube.com/watch?v=BdTbRQ3GYZY   Art If you are looking for fun ways to use your body, look no further than art for that. If you don't mind people staring Read more [...]

My Top Four Companies To Invest in

In order to live comfortably at retirement, you have to save save save. When saving is not enough, you must invest.  I got into investing a few years ago. I knew I wanted to purchase a house and used Acron's to help me save up for that. It was a passive platform that did all the work for me. A few years after I bought my home, I thought I should really try to invest more and spend less. I have had much success with my picks so far, and want to share some of my favorite companies to invest in. https://www.youtube.com/watch?v=Ya1w2vAiEoY Tesla Tesla Read more [...]

Best YouTube Channels About Investing

If you are like me, one day you hope to retire. I would like to retire very early so I can enjoy life longer. To meet our retirement goals, we must have savings. How do we save? We do so by squirreling away a portion of our check each month into a savings account or high-yield savings account. Simple savings alone is good, but it won't get you to your goal quicker. For that, you need to invest. Check out some of the best YouTube channels about investing to start your journey. https://www.youtube.com/watch?v=2A0i0ANzSwA Graham Read more [...]