Housing Market Benefits

Today in my finance group, everybody was raving about the new home loan rates. They swear that they have hit rock bottom, although several months ago they hit under 2%. They began the steady incline up to 3%, but this week they have a dropped down. Many of the people in the group boast about lowering their rates to save more money, but my question is, are the new rates worth it, how do the increases in home value compare, and what are the current housing market benefits?  https://www.youtube.com/watch?v=6Gf-SPK6GfE Home Read more [...]

How To Get Paid To Receive Text Messages

There are so many ways to get paid. If you’re not looking for a traditional side hustle, another 9 to 5, or a part-time job, there’s always another way. I just found out about a cool opportunity that you can do with just your handheld device. It’s something I haven’t heard of until now, but apparently, it’s legit and people are doing it. The cool new thing is getting paid to receive text messages. Follow along to learn more about what it is, how to do it, and payout. https://www.youtube.com/watch?v=DThmbFCV3rE What Read more [...]

How To Stay Motivated Paying Off Debt

Debt can be burdensome. It can weigh you down and make you want to scream. But remember, at the end of the day, you can overcome debt. While it can be difficult to shed excess debt, do not give up. At the end of the payoff is a new opportunity to boost savings, investments, and a renewed ability to look forward to retirement. If your debt has got you down, check out these simple ways to stay motivated paying off debt. https://www.youtube.com/watch?v=RjxwwHzZm-8 Simple Goals Do not think of Read more [...]

Starting Your Side Hustle

Some of us are tired of working hard for little to no money. We wish we had a little more money in our pockets. Maybe then we could fund a dream project, take a much needed vacation or pay off some major debt. While a job can only pay you so much, maybe a side hustle can get you over the top. If you're looking a starting your side hustle, here are some helpful tips to get you on your way. https://www.youtube.com/watch?v=GF05Uv_LsGQ Know Your WHY Most people don't just wake up and say they want Read more [...]

Taking Your 401(k) To The Next Level

If you are saving money towards retirement, congratulations. You are one of the nearly 26% of Americans who are preparing for their latter years. There are many avenues for savings. Some people are merely using a savings account or high-yield savings account that generates little interest but remains stable. Others are utilizing retirement accounts like an IRA, 403b, or 401(k). I myself, am using a 401(k) to house my retirement funds. While many 401ks offer slim investment choices and possibly good Read more [...]

Ways to Make Quick Bucks During Summer

It's officially the summer. That means lots of warm weather and vacations. For some people, it means coveted time away from work. For others, it's a time to make some money with lucrative summer hustles. If you're looking to make some money, there is no shortage of ways to make quick bucks during the summer. Looking for ideas? Follow along. https://www.youtube.com/watch?v=8EYZ1Y9FBPE Lifeguard If you know how to swim, love people, and love to save lives, becoming a lifeguard can be for you. Read more [...]

Ways To Invest In Real Estate

The pandemic has caused some markets to crash and some to explode. When it comes to the housing market, the idea of a market crash looms in the minds of some Americans, but that's not the case for everyone. Since the pandemic, we have seen housing loan interest rates hover around 2%. Aside from that, homes for sale do not stay on the market long and sell way above their asking price. If you're looking to get into real estate but the market is too hot right now, here are a few alternative ways to Read more [...]

How to Get Emergency Loans for Single Moms with Bad Credit

We would all like to lead a perfect life. The kicker is, life is not so perfect. We all make mistakes, and some can be harder to dig ourselves out of than others. When talking about finances, some hefty mistakes come along with debt accumulation. It can make our credit bad. Add being a single mother to that, and one emergency can put a halt to your livelihood. If you're a single mother, who has fallen on hard times, do not be afraid. There are ways to get good emergency loans for single moms with Read more [...]

Best Places To Snag Pawnable Items

There are many side-hustle ventures you can take part in. One that has gained traction over the last few years due to quick ROI during the pandemic, and with shows like Pawn Stars and Storage Wars, is reselling. It's taking items you find, maybe polishing them up a bit, and selling them back to another buyer. In some cases, you could be picking up valuable items and selling them to collectors. If you are interested in this lucrative gig, you should find the best places to snag pawnable items today. https://www.youtube.com/watch?v=L-Bpw_j5EFA Estate Read more [...]

Is Affordable Higher Education Possible?

Im am in several online groups that talk about being financially independent. The groups pose thoughtful questions about advancing in the workplace and earning more money. They also talk about advocating for themselves and their retirement plans. One topic that comes up every so often concerns higher education. While many people are burdened with student debt, they can advance by going back to school and getting an advanced degree. While many people may have the money, what about those who don't? Read more [...]