What Should Be In Your Date Night Jar?

Many couples make time for dates. The issue is, when that time arrives, they don’t always know what to do. While sticking with tried-and-true dates is still an option, it can get a bit redundant. If you want to keep things exciting, then adding in some unique choices to your date night jar is a smart move. That way, you can do something new together or enjoy the occasional splurge, ensuring your date nights don’t turn into a tedious obligation. If you’d like to know what you should be putting Read more [...]

Use These 5 Apps To Get Out of Debt

Many households are struggling with debt. As of the end of 2019, American consumers owed $14.15 trillion to creditors of all kinds, including credit card companies, mortgage lenders, and more. Many people want to conquer their debt but figuring out how isn’t always easy. Luckily, there are apps that can help. Here’s a look at five apps that can help people get out of debt. 1. Mint If you want to get out of debt, but don’t even have a budget in place, Mint is the way to get started. Read more [...]

Buying A Home or Traveling The World-Here’s How to Decide

Many people face a difficult choice. They can either afford buying a home or spend their money traveling the world, but they can’t financially handle both at the same time. Figuring out which option should take precedence isn’t easy, especially if they find both of those goals important. However, that doesn’t mean coming to a decision isn’t possible. Here’s how to decide between buying a home or traveling. Consider Your Priorities-Buying A Home or Traveling As with many major Read more [...]

Try These 3 Robo Advisors For Bigger Returns

The number of robo advisors around seems only to keep growing. This can make it hard to figure out which option is right for you. Not all robo advisors are created equal, both when it comes to their fee structures and historical performance. Additionally, they may have different feature sets, and some of them might not meet your needs. If you want to make sure you can get the biggest returns possible, here are three robo advisors worth exploring. 1. Wealthfront Wealthfront is a leader in Read more [...]

No Spending February to Jumpstart Your Savings

Approximately 28 percent of adults in the United States have no emergency savings at all. They are vulnerable to an unexpected financial emergency and often get stuck turning to debt when disaster strikes. Having even a little bit saved can help mitigate potential issues. If you need to jumpstart your savings, a no-spend month can be a great way to do it. It encourages you to substantially cut back on your spending and set aside the cash you save for a rainy day. How No-Spend February Works Technically, Read more [...]

Your Guide to the AfterPay App

Many shopping categories can be surprisingly expensive. Home goods, beauty products, and clothing can add up quickly. On average, households spend $707 a year on personal care and an additional $1,803 annually on clothing and related services. While those costs can be spread out through the course of a year, much of the time, families have to handle at least a portion as large lump sums. In some cases, this isn’t affordable. But the Afterpay app is trying to make such purchases more comfortable Read more [...]

Here’s What You Should Know Now About Social Security

The topic of Social Security is complex. Misinformation about how it works or what is available causes many to miss out on critical benefits. Plus, a lack of knowledge about Social Security can hinder retirement planning efforts. Preventing some from maximizing their income in their later years. By understanding how Social Security functions and the role it can play in retirement, you can make the most of what it offers. With that in mind. Here’s what you need to know now about Social Security. Social Read more [...]

Here are 7 Taxable Items That May Surprise You

The United States tax code is complex. It’s chocked full of details, including information about what is and isn’t taxable, many of the taxable items may surprise you. The tax code is shockingly long and incredibly challenging to decipher, particularly for anyone who isn’t trained in accounting or finance as it relates to taxes. As a result, most people don’t know everything about taxes, including, at times, issues that pertain to their own situation. That can lead to some startling Read more [...]

5 Charity No-No’s for The New Year

When the Tax Cuts and Jobs Act (TCJA) of 2017 went through, it essentially doubled the standard deduction. This led many households to reevaluate their charitable giving, mainly because they had to reevaluate their tax strategy. With the new year now underway and tax season drawing near, it’s smart to plan for your charitable giving for 2020. With that in mind, here are five charity no-no’s you should keep in mind. 1. Assuming Your Political Donations Count Since 2020 is an election Read more [...]

Lasting Resolutions for a Great 2020

When it comes to New Year’s resolutions, only 8 percent of Americans actually end up achieving their goals. Usually, this isn’t because they lack willpower. Instead, it’s because they weren’t realistic, didn’t choose something measurable, or selected a target based on what people expect, not what they actually wanted. Luckily, it is possible to create lasting resolutions. You just have to use the right approach. If you want a great year, here’s how to choose resolutions for 2020 that Read more [...]