How to Quit Your Day Job & Stay Financially Viable at the Same Time

For many people, quitting their day job is something like a dream. They’d love to walk into their office, look their boss straight in the eye, and quit right there on the spot. But, this scenario is often just a fantasy. Something people wonder about while waiting for a bus or in line at the grocery store. The truth is that few people actually go through with leaving a job they hate because they’re worried about their financial security. After all, if you don’t have a job, how can you make Read more [...]

Christmas Is Around The Corner-Here’s How to Pay For It

The holiday season is approaching quickly and, for many, the countdown to Christmas has officially begun. With the biggest gift-giving holiday just weeks away, many households are looking for ways to make Christmas shopping affordable. Finding a way to pay for Christmas isn’t always easy. The average American, according to a poll, will spend $633 on gifts, décor, travel, and other Christmas-related expenses. That isn’t a small number. If you need to figure out how you can pay for Christmas Read more [...]

Here Are The 401(K) Contribution Limits 2020

If you are preparing for retirement and using your 401(k) as the primary savings vehicle; you will be happy to know that you can now add more money to your account in the coming year. According to the IRS.gov website; in 2020, you can contribute $19,500 to your 401(k) account.  This is an increase of $500 from last year's limit. This limit also applies to federal employees utilizing the Thrift Savings Plan. Here are a few other notable changes: 1-Catch-up contributions for those over Read more [...]

Here’s Why You’re Still Broke and How to Fix it!

If it seems like you never have any money, you’re probably pretty frustrated. While sometimes being broke isn’t entirely your fault, there are plenty of situations where your choices are the primary reason for your financial difficulties. If you are trying to figure out why you are always cash-poor and what you can do about it, here’s what you need to know. You Don’t Have a Budget A budget serves as a guideline for your finances. It allows you to allocate portions of your income Read more [...]

Do Debt Collectors Have to Provide Proof of Debt?

Getting contacted by a debt collector is never a pleasant experience. However, if you are not sure that the debt is even yours (or know for a fact that it isn’t). An annoying situation can quickly turn into an infuriating one. The same can be true if the debt is real. However, you aren’t certain that the debt collector has a right to collect what you owe. You may be wondering, do debt collectors have to provide proof of debt, and, if so, how can you make that happen? If that has come to mind, Read more [...]

Get Rich Using TikTok

For many, the idea of earning an income from social media is incredibly enticing. Influencers on platforms like Instagram can earn thousands from a single post. Many make a solid living from their accounts. TikTok is a relatively new social media platform that is incredibly popular with Generation Z. It allows users to create, upload, and watch mini amateur music videos, and has been used for a variety of viral challenges. Movement-based activities like dance and parkour, as well as comedy, have Read more [...]

The Real Reasons Behind Gas Prices Increasing

Gas prices across the country have been on the rise. While some fluctuation is normal, California has seen a stunning surge, causing prices to hit a five year high on Wednesday, October 2, 2019. In the rest of the country, the upward climb has been fairly modest, with a $0.02 average increase between September 26 and October 3, and a $0.10 increase between September 3 and October 3. However, any rising price trend can put a strain on budgets. If you want to know why it’s happening, here’s Read more [...]

To Stay or Leave the Military-Are Your Finances In order?

Deciding whether or not you should separate from the military is challenging. Leaving the military and heading into the civilian world means that significant changes would be on the horizon. Many that will impact your financial well-being. If you are trying to figure out whether to stay or leave the military. Here are some finance questions you should ask yourself before you make a formal decision. How Long Will Your Emergency Fund Last? Unless you are separating from the military and transitioning Read more [...]

5 Instagram Thousandaires and How You Can Be One Too

Many people dream of becoming an Instagram influencer. The idea of being able to earn a living by posting on social media is incredibly enticing. Plus, on the surface, it appears to be incredibly simple. However, top and even middle earning Instagrammers work surprisingly hard to keep their followers engaged and the money rolling in, ensuring that they can continue to score lucrative deals on posts. Instagram Thousandaires The top earners on Instagram easily earn millions from their Read more [...]

Why is Ally Bank Limiting Zelle Amounts?

In August, many Ally Bank users were surprised to discover that their Zelle payments were canceled. Ally Bank lowered the limits for Zelle transactions, changing the daily maximum from $5,000 to a mere $500. A significant portion of their customers didn’t know they change took place until a scheduled payment or new transaction in excess of the new limit wouldn’t go through. While the speed at which the change went into effect left some customers in the lurch, Ally Bank likely didn’t make Read more [...]