Car Note Hacks

A car is a wonderful thing. It gets you to and from work, vacations, and all the destinations you wish to go to. Car shopping is also exciting. You get to pick out what you want, with all the specs you want, and test drive your selection. Once you have picked out what you like, its time to buy and ride off the lot. Afterward comes that pesky monthly bill. Here are some car note hacks that can make it less of a burden. Downpayment Instead of putting down $5000 on a downpayment put half. Yes, Read more [...]

Why You Shouldn’t opt for a Seven-Year Car Loan

Most people get attracted to a low-interest installment loan, which lasts for a long time. But staying in debt for nearly 7-8 years for a car seems a bit uncalled for and is a poor financial choice. Your maximum payoff time limit should be four years. It'll give you ample time with the car, and you can change your car afterward. Now, if you are opting or have opted for a 7-year car loan, don't worry. You're not alone. 72% of new vehicle loans are for seven years and longer. While seven Read more [...]