Reuters recently released an exclusive article, quickly picked up by other news outlets, about a plan in the works from AT&T. The idea is that AT&T would serve you targeted ads on your phone. In exchange, they would reduce the cost of your phone plan. Would you do it? For me, it depends a lot on the details.
It Hasn't Worked in the Past
According to Reuters, several different companies have attempted something similar. Going back nearly phone decades, Sprint's Boost Mobile, Virgin Mobile Read more [...]
If you have been saving up for a down payment for a house then you might already have tens of thousands of dollars. What if, instead of using it for a down payment, you used it to buy a house outright? Believe it or not, there are cheap old houses under $30,000. Of course, you may need to do some repairs on these houses. But if you're willing to put in the time and work, this can be a really wonderful way to secure affordable housing.
A Home for $1000
When you look at buying cheap old houses, Read more [...]
Books have an uncanny ability to transport you into other worlds. You get to envision worlds and creatures you could never imagine and places that are made in dreams. Alongside transporting you from reality, books have the ability to teach as new and exciting things like how to write a software program or invest in the stock market. While books are great, after a while they begin to pile up on your bookshelf at home. Often times once you read a book the first time, you seldom pick it up again. Read more […]
When you are young, you have an idea of what your life is going to be. you want a good job, family, a nice car, and a nice home. For me, a home was definitely on the list. A few years ago I got my credit in order and secured enough money for a down payment on a home. I went with an FHA loan at 30 years. It came out to be the best price in terms of what I could afford and how much I had for a down payment. Now, I'm looking at paying off my mortgage early and what that means for me.
Peace Read more [...]
There are many ways to save on the products you purchase at the store. You can use coupons for them or find a great sale. You can also find a good rebate for them. I've purchased home appliances near free using this method. One of the best ways to save is through the use of cashback. Many people often wonder, can you scan grocery receipts for cashback? The answer is yes. Follow along for cashback apps you can do this on.
Ibotta is my all-time favorite cashback app. It is a simple platform Read more [...]
Today, I had a pickup from 1-800-Got-Junk. I won't lie; I was thrilled to get rid of a whole bunch of stuff that had been cluttering up my house. A decluttered space makes me feel like I also have a decluttered mind. However, the cost wasn't cheap. It was a big, fat reminder that buying stuff costs me money, and not just at the time of purchase.
4 Things I Should Have Done Differently
I'll be brutally honest: I paid almost $400 to have my junk hauled away. With 1-800-Got-Junk, you pay based on Read more [...]
If it seems like you never have any money, you’re probably pretty frustrated. While sometimes being broke isn’t entirely your fault, there are plenty of situations where your choices are the primary reason for your financial difficulties. If you are trying to figure out why you are always cash-poor and what you can do about it, here’s what you need to know.
You Don’t Have a Budget
A budget serves as a guideline for your finances. It allows you to allocate portions of your income Read more [...]
Saving money when you earn six-figures annually is easy. But what if you are a low-income earner? You need to sacrifice the flashy lifestyle so that you can put a few bucks into your savings account. Here are a few tricks to help you save money on a low-income stream.
Keep Housing Costs Low
This is usually the biggest expense for an individual or a family. Cost of utilities rent payment or mortgage and repairs can drain your bank account. It is important to ensure that the housing cost Read more [...]
In reality, most people can’t reach the heights of Extreme Couponing. But that doesn’t mean couponing isn’t great for saving money. In fact, my daughter’s coupon tips helped me save thousands. Here’s how.
Taking Advantage of Double Coupon Days
My daughter’s couponing helped me understand the power of double coupon days. Some grocery stores allow shoppers to double the value of their coupons by making purchases at specific times, usually on less popular days.
By getting groceries Read more [...]
As the old adage goes, one man’s trash is another man’s treasure. Most people consider this metaphorically, representing how individuals can have different priorities and preferences. However, some people actually take the phrase fairly literally. Instead of simply letting items others have thrown away head to the dump, they intercept the garbage and try to find trash that they can turn into dollars. Here's how to turn your street finds from trash to treasure.
The Art of Dumpster Diving
While Read more [...]