Dealing with the critical issues associated with demo trading

Many are surprised to find out this article but not all benefits are designed for traders. As this is a financial sector, it is no wonder the brokers are trying to make a profit out of every investor. If you have any doubt, open a demo account and you will discover that the majority of operators are cashing in on their clients. Forex is hard to understand and this explains why so many demo services are available. Without investing, you can enjoy the perks of being a participant in one of the most Read more [...]

4 Tips to Manage Your Online Gambling Budget

Gambling online can be super fun. With so many online casinos to choose from and such a wide variety of games you can try out, you probably won’t have a dull moment. But no matter how fun and engaging online gambling may be, you still need to be cautious. One of the biggest mistakes online gamblers make is not set a gambling budget ahead of time. By creating a gambling budget in advance, you can ensure that you’ll never gamble out of your means. This way you know you won’t accidentally spend Read more [...]

What My Financial Personality Says About Me

I recently received an email from Marcus by Goldman Sachs. It gave me the opportunity to take a quiz to determine my financial personality. I'm always intrigued by these types of things, so I went ahead and answered the ten questions to see if I could learn a bit more about my financial self. About the Financial Personality Quiz The quiz is actually really interesting. It's a collaboration between Marcus by Goldman Sachs and the Myers-Briggs Company. The Myers-Briggs is one of the most well-known Read more [...]

Do you really need car insurance? Answer these questions and find out

Car insurance is compulsory in most states in the U.S, and the chances are that you already have a cover. But if you don't, you've certainly thought about it. One way to decide if you need car insurance is to ask yourself these basic questions. They cover topics like how you pay premiums and how many cars you insure. How often do you drive? Your driving frequency says a lot about your insurance needs. If you're rarely behind the wheel and are instead driven by a designated driver or family member, Read more [...]

What Are Your Rights When Your Salary Is Delayed?

One of the perks of having an employer is that you get a steady paycheck. You show up and do the job every day. In exchange, you get a paycheck every week, every other week, or every month. But sometimes things go awry and your employer can't pay you. What are your rights when your salary is delayed? The State You Work In Makes a Difference We will go over some general guidelines about what your rights are when your salary is delayed. However, before we do, it's important to understand that these Read more [...]

How To Earn Extra Bucks by Creating Slogans

We are turning into a side-hustle nation. Everyone I know and those I meet have a hustle. Mine, as you know, is writing. Some people in my circle do taxes, clean businesses, and homes, and even create websites for others. If you're looking for a side hustle, there are a million out there. One that I just learned about was slogans. Find out how to earn extra bucks by creating slogans today. https://www.youtube.com/watch?v=29G6s2o2ils Fiverr If you are just looking to get started in creating Read more [...]

Simplify: 7 Areas to Reduce Spending

Recently I mentioned that I was reading 7 Days of Simplicity by Jen Hatmaker. In this book, the author explores seven different areas of life to simplify. Simplifying in each of these areas can also reduce spending. Here's a closer look at how I can apply this to my own life: 1. Reduce Spending in the Kitchen It's appropriate that the book starts off with kitchen spending. After all, I spend a lot of money on food. If I can reduce spending in my kitchen, then I'll save myself a lot of money. Read more [...]

How To Settle Debt With Credit Card Lender

Do you have too much credit card debt? If so, you're not alone. The average American household has well over $5000 of credit card debt. The exact numbers vary by study but $8000 isn't uncommon. Of course, that's cold comfort if you're stuck trying to make payments that you can't afford. Don't worry; you have options. Have you ever tried to settle debt with a credit card lender? It's possible. Here's how. Call Your Credit Lender It all starts with a call to your credit card lender. Note that the Read more [...]

Should I Go Back to Using a Checkbook?

A book that I'm reading makes a pretty solid argument for a return to the days of using checkbooks. I haven't written checks in well over a decade. Would it make any sense to go back to using a checkbook? The Inspiration for The Idea I've been reading "7 Days of Simplicity: A Season of Living Lightly" by Jen Hatmaker. It's a book about simplifying your life in a variety of ways. In the chapter on simplifying your spending, Hatmaker makes a good point. She notes that back when you had to write Read more [...]

How The New Stimulus Could Benefit You

2020 was a crazy year. 2021 hasn't been so much fun either. With COVID-19 vaccines being jabbed into arms, we are regaining some normalcy, but families and businesses are still in distress. We have seen a few stimulus packages aimed at helping families, small and big businesses, and students alike. Today we are getting one more to help boost the economy and help uplift those in need. If you're in need, and even if you are not, find out how the new stimulus could benefit you. https://www.youtube.com/watch?v=VcW58NZWbgE How Read more [...]