6 Sneaky Ways To Pay Off Debt

It’s no secret that paying off debt is hard. Many people struggle with reducing their overall balances for years, if not decades. After a while, it’s common to feel like you’ve tried everything under the sun but aren’t seeing meaningful results. If you are in that boat, then it may be time to attempt something a bit unconventional. If you’re looking for uncommon ways to pay off debt, here are six options worth considering. 1. Split Your Subscriptions Many people have already cut Read more [...]

How Much Debt Does The Average Millenial Have?

Financially, most Millennials – those born between 1981 and 1996 – are behind. On average, they earn just over $35,500 a year, and their net worth is a mere $8,000. Debt plays a big role in the low net worth numbers. And, since incomes aren’t increasing at rates similar to what Baby Boomers and Gen Xers saw, many are struggling to keep up. If you are wondering how much debt does the average millenial have, well here's what their the debt picture looks like. Millennial Debt Total According Read more [...]

How Aspiring Copywriters Can Improve Their Craft and Find Work

Some people were born to write for a living. Luckily, there's plenty of work out there. People need people to write online blogs and internal content for their business. If you want to be the copywriter who writes this material, you may not know how to go about being successful in your career. Here are some tips on how aspiring copywriters can improve their craft and find work. Get Educated If you want to be a successful copywriter, you need to know your stuff. Get a degree in English or Read more [...]

Top 10 Brisbane Suburbs You Should Invest in Right Now

With a current population of 2.4 million (and rising), Brisbane is Australia's third-most populous city, after Sydney and Melbourne. Naturally, this population fuels an active real estate market. More and more property investors are looking to Brisbane's different suburbs for buying opportunities. Read on as we look at the top 10 Brisbane suburbs for property investment at the moment. 1. Carina Heights The first entry on this list is a neighborhood that has been in a state of development Read more [...]

Best Savings Apps For College Students

Managing money as a college student isn’t easy. Usually, of the 43 percent of students who are employed, many have a limited income. Plus, it may be their first experience out on their own, so they may not have sound savings habits yet. Luckily, with the right savings apps, college students can set cash aside for a rainy day. Then, they won’t have to worry about the expected completely derailing their financial lives. Here are some of the best savings apps for college students. Acorns For Read more [...]

How to Improve Your Personal Finances

Do you want to be rich? It’s a simple question, but it causes almost everyone some discomfort. Some people feel helpless. They have no idea how to start. Others get angry. The question triggers all their frustrations about wealth and success issues. Only a few people will say “yes!” But here’s the thing: You get to choose how much money will make you feel rich. For some people, it’s six figures. For others, it must be seven figures. If you have more than enough money to meet your needs Read more [...]

How to Best Manage Employee Health and Safety in a Modern Workplace

Employers are responsible for their workers' health and safety as well as that of any visitors to their premises, such as consumers, vendors and the general public. In addition to these responsibilities, there should be policies and regulations in place to deal with unique hazards that may occur in workplaces. In this article, we look at how employers can better manage health and safety in the workplace. Create a Health and Safety Policy Developing a health and safety policy for your organisation Read more [...]

You Just Won The Lottery – Now What?

For many, winning the lottery is a dream come true. It could mean taking home millions in a lump sum or setting yourself up with a decades-long income stream. But many who win get blinded by the experience. They struggle to make sound decisions, and a surprising number spend their entire windfall, ultimately going broke. However, that doesn’t have to be the outcome. It’s possible to use a lottery win to set yourself up for life. If you’ve just won the lottery, here’s what you need to Read more [...]

Credit Facts: 5 Important Ways Poor Credit Can Hurt You

Did you know that around 30 percent of Americans have poor credit? While ranges can depend on the bureau giving your credit score, usually a poor credit score falls below 580. If you have bad credit, it could have happened from simply making late payments. Issues like bankruptcy, foreclosure, and judgments can also make a strong impact on your credit score. So, how exactly does having poor credit make your life harder? Read these credit facts to learn about five important ways. Read more [...]

Untaxed Pensions Are Available in These 5 States

While traditional pensions (also known as defined benefit plans) aren’t as common as they once were. They certainly aren’t gone. For those who are lucky enough to have access to this steady form of retirement income. Finding ways to keep as much of it is possible is always a smart move. Many states consider pensions to be similar to regular income, so they tax them accordingly. However, others let retirees access this money without any state income taxes. If you have one of these plans. You Read more [...]