Save Money By Spending 4th of July In These 3 Little Known Gems

While many people choose to celebrate Independence Day by holding a barbecue and setting off fireworks at home. Others prefer to let a city manage most of the festivities. But heading to popular destinations can come with challenges. Along with massive crowds, the cost of coming into those areas for the holiday can be incredibly high. For example, spending Independence Day in the Hamptons, New Orleans, or Los Angeles can set you back a bundle. Luckily, there are some great options available that Read more [...]

Is FOMO Causing the Cryptocurrency Bull Market?

The price of Bitcoin has been rallying, increasing by about 179 percent since the beginning of 2019. Some experts believe the rebound could lead the premier cryptocurrency to reach the $10,000 mark. However, others are skeptical, asserting that the bull market is the result of fake rallies. Many question what is spurring the bull market. Some believe that the “fear of missing out” (FOMO) could be responsible while others think that cryptocurrency could become a legitimate part of the economy. Read more [...]

How to get your home systems covered from any harm

When you turn on a faucet, water comes out. When you adjust the air con, the house gets cooler in minutes. These systems are so simple to operate, we don’t pay any mind to how complex they are.Until, of course, they break down.In moments, your home can become unlivable. Good luck falling asleep without air con on a hot summer’s night. When a pipe breaks, you can’t cook, clean, or take showers. And the cost? Let’s just say you won’t be going to Disney World any time soon.How Read more [...]

5 Unusual Summer Jobs for Your Kids

While many children only want to relax during the summer, others want to earn a little cash during the months they aren’t in school. Finding summer jobs for kids aged 11 to 15 isn’t easy, particularly since many traditional companies won’t hire children that young and labor laws can be complex, varying from one state to the next. However, that doesn’t mean there aren’t any options available. Here are five unusual jobs for kids that can be worth exploring.1. Event or Activity Chaperone A Read more [...]

3 Ways to Saving Money While Cooling Your Home This Summer

When the summer sun begins bearing down on your home, your energy costs are almost guaranteed to rise. Keeping a home cool isn’t usually cheap. Central air conditioning can cost you a couple of dollars to run every single day it is in use. If you have window air conditioners in every room, the price can even be higher. Luckily, there are things you can do to save money will cooling your home this summer. Here are three ways to keep the cost as low as possible.1. Close Your Blinds and Read more [...]

The 2 Types of Construction Loans Explained

If you and your family are ready to construct the home of your dreams, then with the help of building loans, you can make that dream a reality. Also called a self-build mortgage, lenders will give homeowners the funds to cover the cost of land, materials, and the contractor who'll be working on your new abode. Unlike home loans, construction loans are a bit complicated, and the money you receive is in disbursements, rather than one lump sum.New construction loans are much harder to qualify Read more [...]

Making Cents of Budgets: A Sample Budgeting Plan for Those with Bad Financial Habits

Although creating a sample budgeting plan is a complex process, it helps you plan your finances. A third of Americans maintain a household budget while 30% of Americans have a financial plan. In this plan, most households have included their investment and savings goal.Years after the Recession, half of Americans are still living paycheck to paycheck. As such, they are not prepared for any financial emergency. Simply put, they have nothing to set aside to cover unexpected emergencies.The Read more [...]

What is a Stock Loan; How Do They Work?

The median American household has a savings account that's only worth about $4000.00. That's bad news because that leaves millions with limited recourse if they need to get their hands on money quickly.Think about it... What if you desperately needed to cover medical bills or car repairs? As a less dire example, what if you wanted to launch a new business that was going to require a little bit of start-up cash?Without adequate savings, how would you navigate those wants/needs?Fortunately, Read more [...]

3 things to consider when choosing a home loan (besides the interest rate!)

When choosing a home loan, it’s obvious that you’ll go for the lowest rate, which is why we’re not bringing it up for discussion in this article. What we’ll give you are 3 more crucial things to consider when choosing the right home loan.Purchasing a home means that you’re in it for the long haul. You’ll incur a mortgage payment for 15, 20 or 30 years, so it’s best to shop around and choose the best mortgage lenders out there.Understand what you needWhen applying Read more [...]

Decisions, Decisions! What to Look for When Getting a Credit Card

According to YouGov data, 86 percent of Americans say they sometimes pay with a credit card.Even if you pay for certain goods with cash, a credit card is a convenient and safe way to pay. Cards with chips have added security while many credit card companies also offer zero fraud liability. Plus, you can increase your credit score.But if you've never had a credit card or you need to open a new account and you're not sure where to start, the choices can be overwhelming. We discuss what Read more [...]