How to use Iban Wallet to give your earnings more of punch

If frugal living is part one of what we do and looking for alternative sources of income is part two, then what about part three?   Which is to say, you can do whatever you can to spend less and then to earn more - but what do you do if you want to give it that little nudge on your way to a better life?   Most of you have probably realized, or at least heard, that just saving is not enough if you really want to grow your finances. As Robert G. Allen put it: “How many millionaires Read more [...]

Handling Your Finances During Unforeseen Circumstances

The thing about life is, you never know what’s going to happen next. One minute, all is right with the world and the next, something happens to shake things up. The craziest part is - somehow, your finances are always intertwined. The furnace breaks, your relationship or marriage ends, you lose your job, you suffer some sort of injury, or a number of other things happen and your budget, savings, and credit all go down the drain. When life throws you for a loop, managing your finances may seem Read more [...]

Trending Career Options in Strong Economic Sectors

Employment, compensation and lifestyles are often topics of conversation in relation to happiness, life satisfaction and overall sense of well-being. Being an adult for most people contains an array of considerations around what living their best life looks like, in terms of the type of home, job, spouse, pets, hobbies, experiences, income and quality of material and consumer goods available. There are many metropolitan areas that are booming with new business, new construction, relocating businesses Read more [...]

Use These 5 Apps To Get Out of Debt

Many households are struggling with debt. As of the end of 2019, American consumers owed $14.15 trillion to creditors of all kinds, including credit card companies, mortgage lenders, and more. Many people want to conquer their debt but figuring out how isn’t always easy. Luckily, there are apps that can help. Here’s a look at five apps that can help people get out of debt. 1. Mint If you want to get out of debt, but don’t even have a budget in place, Mint is the way to get started. Read more [...]

3 Financial Tasks to Immediately Tackle

Many are afraid to talk about money, and the structures needed for a well rounded picture of fiscal health, but it’s so important for building and maintaining a happy, healthy and sustainably long lasting life. Setting up accounts like checking and savings at a bank or credit union, life insurance, credit cards with a healthy range of benefits and coverages, investing in a retirement plan, doing your taxes on time, considering picking up something that generates a side income and so many more activities Read more [...]

Money Matters: Men vs. Women

When you consider the vast differences between the genders, it stands to reason men and women approach money differently. If you find you are battling with your domestic counterpart, it can be because the sexes stand divided on their approach to money management. For example, when trying to save money, women tend to look at how they can cut costs whereas men look to invest and grow their financial gains. Areas of Expense Men and women have not only very different expenditures but unmatched Read more [...]

Tackling a Big Move as a Single Mom? Here’s What to Consider

Being a single mom is challenging enough, but add a move on top of everything else that you have to do  — like chauffeuring your kids around, cooking their meals, and looking after their care and well-being in general — and you might be headed straight for a nervous breakdown. Don’t worry, it is possible to manage your commitment to your kids, and a big move, at the same time. There are a few strategies to consider when preparing for your big move that will make your life easier, and keep Read more [...]

Millennials vs. Baby Boomers: How Buying Your First Home Has Changed over the Years

“Ok boomer” is a phrase that has become popular among the younger generation when older people, mainly the Baby Boomer generation, don’t seem to get that things have changed. One of those areas where we’ve seen major change over the last several decades is the real estate market. Point2 Homes wrote an interesting article last year on how buying your first home has evolved over the years. In this article, I’m going to take a closer look at some of the more interesting findings of the Read more [...]

How to Avoid Overspending on Business Travel

Business travel comes with expenses, but that doesn't mean you can't find ways to cut a few corners. The following guide can help prevent employees from overspending during business travels. Smart Accommodations The right accommodations can not only provide a great place to rest but also ensure that your employees don't spend too much. The problem is that most people end up staying in regular hotel rooms, which can cost an arm and a leg. If you step outside the box and consider a different Read more [...]

Buying A Home or Traveling The World-Here’s How to Decide

Many people face a difficult choice. They can either afford buying a home or spend their money traveling the world, but they can’t financially handle both at the same time. Figuring out which option should take precedence isn’t easy, especially if they find both of those goals important. However, that doesn’t mean coming to a decision isn’t possible. Here’s how to decide between buying a home or traveling. Consider Your Priorities-Buying A Home or Traveling As with many major Read more [...]