Why Is It So Hard to Save Money?

It's easy to learn about saving money. You can find books, blogs, podcasts, courses, TED talks, and well-intentioned people offering advice at every turn. And yet, despite all of this access to information, it can still be so hard to save money. Why? Modern Life Makes It Hard to Save Money Modern life, especially modern American life, makes it hard to save money. It's important that you understand this. So many people blame themselves for their failure to save. After all, if you know how to budget, Read more [...]

3 Finance Goals Everyone Should Have

The new year always ushers in a new set of goals or, revised set of goals and promises to keep. This past year has been very tough financially for most Americans, so naturally setting some financial goals would be a great start to getting back on course with personal finance by saving up, improving credit score and investing. Even if you have other goals taking the place of goals pertaining to money, these 3 are crucial to long term growth, happiness and preparedness. Here’s 3 goals you should Read more [...]

Start Fresh: 5 Things I Want to Spend Out Before Buying More

Recently I've been working on the idea of trying to "spend out" the items I already have in my house. In other words, I have certain items that I want to use up before I buy new ones. In doing so, I hope to save some money at the start of the year. What Does It Mean to Spend Out? I got this concept from Gretchen Rubin of The Happiness Project. She talks about how there are both underbuyers and overbuyers, and each has their own challenges. I'm an overbuyer. I stock up. And that's okay in some Read more [...]

Ways To Achieve Financial Peace of Mind

It is a new year with a crazy whirlwind start. Let us not forget we have the power to change. This year one of my goals is to continue to work on my financial stability. My side hustle and savings are set, but more could be done. I have goals to reach that would allow me to partially retire by 40. If you have similar or other financial goals you are working towards, you have to maintain financial peace of mind. Follow along for ways to keep your peace! https://www.youtube.com/watch?v=4gnTTTapqLc Debts Debt Read more [...]

Simplifying the Process for New Employees

When you have a position to fill within the company, you want to make sure you have the necessary tools at your disposal to complete administrative and onboarding tasks, while ensuring that GDPR and other security practices are strictly adhered to. If you have a number of new employees joining the company, this can involve a lot of short-notice work for yourself and the rest of the HR team. The sooner these processes are completed, the quicker an individual can get into the workplace and begin their Read more [...]

Goals For the New Year

This week I have been thinking about my 2020. What an interesting topsy turvy year for us all. Out of the goals I set out for myself, three have come to pass, and two have not reached the end date. Going forward, I have been thinking about my goals for the new year. It's time to sit down with my financial and goal planning sheet and figure out what's next! Follow along with my goal ideas for 2021. https://www.youtube.com/watch?v=250J57Lkk6Q Reducing Debt Last year, I smashed all my goals related Read more [...]

Casino Games Money Management Strategies

Any real punter is well aware that Lady Luck is a fickle mistress. You can hit it all day playing penny slots, think you have a hot hand, then lose it all and then some more in a few bets of high-limit Blackjack.  There is no real way to predict when luck will strike next. If you’ve gambled long enough, you’re already well acquainted with gambling’s extreme highs and lows. If you want to hear some wild casino stories, talk to a couple of veteran punters. Stories of million-dollar wins Read more [...]

The Marie Kondo Approach to Choosing Work in the New Year

A lot has been written about applying the Marie Kondo decluttering and organizing method to finances. I've used the method myself in the past to get my financial paperwork in order. But as we head into the new year, what I'm thinking about most is how to apply it to choosing new work. Why I'm Choosing New Work in the New Year I'll be looking into new work for the New Year. Honestly, I'm going back to the financial basics. I've let them lapse the past couple of years. Therefore, it's time to reset. Read more [...]

Getting Real: How My Mental Health Impacts My Finances

I'm going to be really honest with you because I think it's important to do so: I struggle with depression. It's chronic, recurring, and although it's well-treated, I'll probably deal with it off and on for the rest of my life. I share this because it's an important part of my money story. And because I know that a lot of you out there have stress, trauma, and mental health issues that might affect your finances, too. My Mental Health and My Money Can't Be Separated I used to really beat myself Read more [...]

Bitcoin Third ‘Halving’, Moves Through Falls Versus Dollar

Bitcoin slid on Monday in volatile exchanging, after it experienced a specialized change that reduced the rate at which new coins are made, yet the standpoint stayed upbeat as the expansion in supply slowed down. Monday's "halving" lowers the rewards provided to the people who "mine" bitcoin to 6.25 recent coins from 12.5. The second halving will be held in 2024.  Bitcoin depends on purported "mining" PCs that approve blocks of transactions by contending to understand numerical riddles at regular Read more [...]