Fast ways to save money 

If you’re the kind of person that gets to the end of each month and is afraid to check your bank balance, you’re not alone. Fear of checking on your finances and relying on pay day to make everything alright again is a relatively common feature of modern life. That’s why we’re going to look into fast ways to save more of your hard earned cash. We’ll begin with making sure that you have checked your eligibility for certain payments to which you may be entitled. For example, read more Read more [...]

Is a Professional Organizer Worth The Expense?

Have you hopped on the decluttering and organizing trend? Perhaps you've seen the Netflix shows featuring Marie Kondo and The Home Edit. If so, you might wonder if getting a professional organizer to help you clean out your home or office is worth the cost. Professional organizers don't come cheap. But they do come with benefits. What is a Professional Organizer? As the name suggests, a professional organizer is an individual or team that comes to your home or office for the express purpose of Read more [...]

Can You Refuse to Show Your Id for Credit Card Purchases?

Many of us are shopping these days for essential items and leisure items to keep us entertained while we are still amid a shutdown. When you go out to the store, you will probably be tempted to use your credit card. At checkout, they may ask for your Id. In some cases, you may wonder do you need an Id for a credit card purchase? I'm here to answer that question. Do You Need an Id? The simple answer is no. You are not legally required to show your Read more [...]

Saving Habits to Carry you Through Quarentine 

  We’re still living more or less the same way; we’re shopping, buying groceries, paying for gas. But we’re spending less, a more frugal lifestyle has been adopted by the vast majority of us enduring the new lockdown life that has been thrust upon us. The world is adjusting to the changes, with companies offering longer subscription deals and discounts on almost anything from online shopping to home buying. Gone are the days of stockpiling toilet paper and whatever other flavor Read more [...]

Can You Receive Both SSI and SSDI?

The Social Security Administration offers two different types of benefit programs: SSI and SSDI. You can receive both SSI and SSDI. However, each program has its own requirements. You have to meet those requirements independently to qualify for either (or both) form of benefits. What is SSI? Supplemental Security Income (SSI) is a monthly benefit check. People who "collect social security" after the age of 65 often mean that they're getting an SSI check. SSI is available to people who are 65 Read more [...]

Use ‘Em or Lose ‘Em: Do Food Stamps Expire?

Most people find that they go through food stamps too quickly to worry about whether there's a "use them or lose them" rule. But it turns out that this benefit expires at a certain point if unused. While the actual stamps have been replaced by a card better known its acronym, EBT (electronic benefits transfer), you actually don't have to use up the entire balance by the end of the month. According to the U.S. Supplemental Nutrition Assistance Program (SNAP), which administers food stamps, unused Read more [...]

How Much Halloween Candy Should You Buy This Year?

Do you have a Halloween candy budget? If not, then you should. It's important to account for all annual expenses, even the little ones. That said, your usual Halloween candy budget might differ this year. After all, Halloween doesn't look the same during a pandemic. What is a Halloween Candy Budget? If you really want to stay on top of all of your finances, then you need to budget. Of course, you probably already know to budget for the big things like rent and groceries. But it's also important Read more [...]

4 reasons to consider getting a lawsuit loan

No one wants to be in an accident. You could be left injured and out of work, worrying about your finances and feeding your family. You might find yourself involved in a stressful lawsuit, hoping to get the settlement you deserve.  When you’re out of work and involved in a lawsuit, you might be worried about paying expenses. However, lawsuit loans can be offered to people in this position. Carry on reading for more info on lawsuit loans and reasons to consider getting one.  It covers your Read more [...]

5 Tips For Managing Your Spending Habits

Do you regularly wind up purchasing things when you didn't plan to? Have you at any point made a buy and later lamented spending such a great amount on the product, or ask why you even purchased it in the first place? That is a bad spending habit. One of which is buying on impulse. To buy things that you didn’t plan on buying is known as impulse spending. Using credit cards for motivation buys can add to a pattern of continuous money related trouble. At the apparel store, all that you take looks Read more [...]

Setting Financial Goals

Goal setting is something everyone must do. Not only for personal and work goals, but financial goals as well. A solid plan will help us get to early retirement, hefty savings and investments, and whatever else our hearts desire. This week I have been doing lots of reading from books like "The Millionaire Next Door." While being a millionaire is not the ultimate goal for me, it helps put into perspective how much plans, goals, and determination to see them through will help us tremendously in our Read more [...]