Buying A Home or Traveling The World-Here’s How to Decide

Many people face a difficult choice. They can either afford buying a home or spend their money traveling the world, but they can’t financially handle both at the same time. Figuring out which option should take precedence isn’t easy, especially if they find both of those goals important. However, that doesn’t mean coming to a decision isn’t possible. Here’s how to work it out. Consider Your Priorities-Buying A Home or Travel As with many major decisions in life, you have to look Read more [...]

Tips for Earning More Money Without Changing Careers

In a world of ever-increasing expenses, it can be difficult for hard-working individuals to make ends meet. Working hard to earn our current positions just doesn’t seem to be enough anymore. A 40-hour workweek cannot guarantee a take-home paycheck that will be enough to cover our basic expenses or even our future financial goals. In today’s world, modern workers must find ways to support their income. Ideas like seeking high education, higher pay, or even freelance work to supplement your Read more [...]

Burgeoning Student Loan Debt

Student loan debt is top of news across the American landscape of blogs, news outlets and news platforms alike. It’s widely known how in debt college students and recent college graduates are, or can be, if they choose the traditional university route funded by student loans. Some students are fortunate enough to have parents with the pre-planned forethought of saving for their education, and a few others are lucky recipients of scholarships they’ve worked hard to earn. Considering your major, Read more [...]

Try These 3 Robo Advisors For Bigger Returns

The number of robo advisors around seems only to keep growing. This can make it hard to figure out which option is right for you. Not all robo advisors are created equal, both when it comes to their fee structures and historical performance. Additionally, they may have different feature sets, and some of them might not meet your needs. If you want to make sure you can get the biggest returns possible, here are three robo advisors worth exploring. 1. Wealthfront Wealthfront is a leader in Read more [...]

No Spending February to Jumpstart Your Savings

Approximately 28 percent of adults in the United States have no emergency savings at all. They are vulnerable to an unexpected financial emergency and often get stuck turning to debt when disaster strikes. Having even a little bit saved can help mitigate potential issues. If you need to jumpstart your savings, a no-spend month can be a great way to do it. It encourages you to substantially cut back on your spending and set aside the cash you save for a rainy day. How No-Spend February Works Technically, Read more [...]

Your Guide to the AfterPay App

Many shopping categories can be surprisingly expensive. Home goods, beauty products, and clothing can add up quickly. On average, households spend $707 a year on personal care and an additional $1,803 annually on clothing and related services. While those costs can be spread out through the course of a year, much of the time, families have to handle at least a portion as large lump sums. In some cases, this isn’t affordable. But the Afterpay app is trying to make such purchases more comfortable Read more [...]

Here’s What You Should Know Now About Social Security

The topic of Social Security is complex. Misinformation about how it works or what is available causes many to miss out on critical benefits. Plus, a lack of knowledge about Social Security can hinder retirement planning efforts. Preventing some from maximizing their income in their later years. By understanding how Social Security functions and the role it can play in retirement, you can make the most of what it offers. With that in mind. Here’s what you need to know now about Social Security. Social Read more [...]

Is a Car Loan Better Than a Personal Loan for Buying a Vehicle?

You might be looking to upgrade what you're currently driving. If you're in the market for a brand-new vehicle, there are several ways to secure the money that you'll need in order to make your purchase. You can either take out a personal or auto loan, both of which can be used to buy a car or truck. Understanding the pros and cons of each can help you to make your decision on which one to choose. By securing the money that you need to buy your new method of transportation, you're preventing you Read more [...]

Here are 7 Taxable Items That May Surprise You

The United States tax code is complex. It’s chocked full of details, including information about what is and isn’t taxable. The tax code is shockingly long and incredibly challenging to decipher, particularly for anyone who isn’t trained in accounting or finance as it relates to taxes. As a result, most people don’t know everything about taxes, including, at times, issues that pertain to their own situation. That can lead to some startling realizations when tax-filing season arrives Read more [...]

5 Charity No-No’s for The New Year

When the Tax Cuts and Jobs Act (TCJA) of 2017 went through, it essentially doubled the standard deduction. This led many households to reevaluate their charitable giving, mainly because they had to reevaluate their tax strategy. With the new year now underway and tax season drawing near, it’s smart to plan for your charitable giving for 2020. With that in mind, here are five charity no-no’s you should keep in mind. 1. Assuming Your Political Donations Count Since 2020 is an election Read more [...]