Should I Go Back to Using a Checkbook?

A book that I'm reading makes a pretty solid argument for a return to the days of using checkbooks. I haven't written checks in well over a decade. Would it make any sense to go back to using a checkbook? The Inspiration for The Idea I've been reading "7 Days of Simplicity: A Season of Living Lightly" by Jen Hatmaker. It's a book about simplifying your life in a variety of ways. In the chapter on simplifying your spending, Hatmaker makes a good point. She notes that back when you had to write Read more [...]

Ways To Achieve Financial Peace of Mind

It is a new year with a crazy whirlwind start. Let us not forget we have the power to change. This year one of my goals is to continue to work on my financial stability. My side hustle and savings are set, but more could be done. I have goals to reach that would allow me to partially retire by 40. If you have similar or other financial goals you are working towards, you have to maintain financial peace of mind. Follow along for ways to keep your peace! https://www.youtube.com/watch?v=4gnTTTapqLc Debts Debt Read more [...]

3 Practical Budget Guidelines to Stop Living Paycheck to Paycheck

Nearly 78% of workers find themselves living paycheck to paycheck every month. Most struggle to make ends meet every month and have to rely on alternative financial assistance such as an auto title loan or a loan from a relative. Often, those who live paycheck to paycheck will not even be able to afford a $200 emergency if it came up unexpectedly. If you find yourself struggling to stay on top of your finances every month, it may be time to implement a practical budget in order to save money Read more [...]

Here’s Why You’re Still Broke and How to Fix it!

If it seems like you never have any money, you’re probably pretty frustrated. While sometimes being broke isn’t entirely your fault, there are plenty of situations where your choices are the primary reason for your financial difficulties. If you are trying to figure out why you are always cash-poor and what you can do about it, here’s what you need to know. You Don’t Have a Budget A budget serves as a guideline for your finances. It allows you to allocate portions of your income Read more [...]