How to Make a Car Payment Manageable

I talk a lot about finances and savings with friends and coworkers. One topic that frequents the discussion is cars. While some of us have reasonable payments, others have payments that are too high. I always laugh that I would fall out if I had a payment above $300 with insurance. Some people are pushing $700 and above for their vehicles. While this may seem small to some, people with a bad financial situation may wonder how to make a car payment manageable. I have some tips that can help. https://www.youtube.com/watch?v=o0CZ1v5U_y8 Car Read more [...]

Car Note Hacks

A car is a wonderful thing. It gets you to and from work, vacations, and all the destinations you wish to go to. Car shopping is also exciting. You get to pick out what you want, with all the specs you want, and test drive your selection. Once you have picked out what you like, its time to buy and ride off the lot. Afterward comes that pesky monthly bill. Here are some car note hacks that can make it less of a burden. Downpayment Instead of putting down $5000 on a downpayment put half. Yes, Read more [...]