Most people work late into life, saving up for retirement along the way. Whether you retire early or late or at a typical age, you probably expect to stop working from that point on. However, it doesn’t always work out that way. You might get bored and want to work. Or, unfortunately, you might run…
We had a bull run for over nine years. The start of the pandemic was a buying opportunity. If you had bought back in March 2020, you would be sitting on a gold mine just a year ago. As time passed, things began changing. With uncertainty in the market, oil problems, and the coronavirus lingering,…
If you are saving money towards retirement, congratulations. You are one of the nearly 26% of Americans who are preparing for their latter years. There are many avenues for savings. Some people are merely using a savings account or high-yield savings account that generates little interest but remains stable. Others are utilizing retirement accounts like…
In the past few years, I’ve worked hard to contribute the maximum amount allowed to my Roth IRA. I have done this in spite of the fact that I have debt to pay off. Am I making the right decision? It feels like it’s the right choice for me. What Is a Roth IRA? In…
Every person and financial advisor I know, always recommends having a budget. A budget helps you keep track of your monthly finances. It helps you keep track of your debts and helps to establish and fund monetary goals for retirement. I think it’s a great plan for some people, but the question is, does everyone…
Today, I was scrolling through Facebook. I saw a post that stood out to me. Someone from a financial group I am in posted about social security benefits. He alerted everyone in the group to check out their credits today. He said checking them could provide useful to anyone wanting to retire early and still…
You want to retire. After working for all of your adult life, you’re ready to move on to something else. But can you afford to retire? There are so many different things to factor in. How can you know if it’s really the right financial move to make? Ways to Check if You Can Afford…