If AT&T Reduced Plan Costs But Added Ads, Would You Do It?

Reuters recently released an exclusive article, quickly picked up by other news outlets, about a plan in the works from AT&T. The idea is that AT&T would serve you targeted ads on your phone. In exchange, they would reduce the cost of your phone plan. Would you do it? For me, it depends a lot on the details. It Hasn't Worked in the Past According to Reuters, several different companies have attempted something similar. Going back nearly phone decades, Sprint's Boost Mobile, Virgin Mobile Read more [...]

Here’s How To Use the Savings App “Albert”

On average, American households have just shy of $8,900 in their bank or credit union accounts. What that sounds solid, not everyone is in that boat. One study shows that 69 percent of Americans have less than $1,000 stashed away. A startling 45 percent said they have nothing set aside. Often, finding ways to save is one of the biggest challenges, especially for households that are living paycheck to paycheck. Luckily, Albert, a savings app, can make the process simple. If you’re looking Read more [...]

No Spending February to Jumpstart Your Savings

Approximately 28 percent of adults in the United States have no emergency savings at all. They are vulnerable to an unexpected financial emergency and often get stuck turning to debt when disaster strikes. Having even a little bit saved can help mitigate potential issues. If you need to jumpstart your savings, a no-spend month can be a great way to do it. It encourages you to substantially cut back on your spending and set aside the cash you save for a rainy day. How No-Spend February Works Technically, Read more [...]

Saving Money On A Low Income Stream

Saving money when you earn six-figures annually is easy. But what if you are a low-income earner? You need to sacrifice the flashy lifestyle so that you can put a few bucks into your savings account. Here are a few tricks to help you save money on a low-income stream. Keep Housing Costs Low This is usually the biggest expense for an individual or a family. Cost of utilities rent payment or mortgage and repairs can drain your bank account. It is important to ensure that the housing cost Read more [...]

3 Ways to Saving Money While Cooling Your Home This Summer

When the summer sun begins bearing down on your home, your energy costs are almost guaranteed to rise. Keeping a home cool isn’t usually cheap. Central air conditioning can cost you a couple of dollars to run every single day it is in use. If you have window air conditioners in every room, the price can even be higher. Luckily, there are things you can do to save money will cooling your home this summer. Here are three ways to keep the cost as low as possible. 1. Close Your Blinds and Read more [...]