Here’s How to Get Your Credit Score Up to 786

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As of late 2018, the average FICO credit score in the US was 704, a significant improvement over the 686 average score from October 2009. While a 704 is solidly in the “good” range, most people would rather have an “excellent” credit score. If you can get a 786 credit score, you have a decent amount of power as a consumer. Getting rejected for a new loan or credit card isn’t likely.  Your interest rates are also usually very competitive. If you are wondering how you can get your credit Read more [...]

Should You Use A Personal Loan To Finance Your Home

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When most people think of financing a home, getting a mortgage is usually what springs to mind first. However, a mortgage isn’t your only option. It is possible to buy a home using money from a personal loan. Although it might not be the easiest approach. By understanding the benefits and drawbacks of financing a house with a personal loan, as well as any limitations you may encounter, you can make the right decision based on your situation or preferences.How Personal Loans and Mortgages Read more [...]

It’s Time to Speak With Your Parents About Burial Insurance

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The average funeral costs between $7,000 and $9,000. However, depending on the location and the deceased’s last wishes, crossing the $9,000 mark is certainly possible. If you have aging parents, then discussing burial insurance options with them can be a wise move. This allows you to financially plan for their final expenses. Therefore, ensuring they can get the service they want without a loved one having to break the bank. What is Burial Insurance? Burial insurance is a special kind of Read more [...]

The 5 Best Vegetable Choppers on the Market 2019

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 If you are tired of cutting up veggies by hand, purchasing the best vegetable chopper you can find is a wise move. These kitchen appliances make meal prep easier and quicker. If you are looking for the best vegetable choppers around, here are five that deserve your attention.1. Fullstar Vegetable ChopperThis Fullstar Vegetable Chopper isn’t just affordable; it also comes with numerous attachments and a microwave and oven-safe glass container. You could chop and roast vegetables Read more [...]

Netflix Is Making Big Moves — Should You Invest In Netflix Now?

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Netflix was previously on a downward trend. However, since Christmas, the value of the stock started to move back up. It has gained about 55 percent since Christmas. While that is still about 15 percent lower than the 52-week high, it does mean that investors may want to consider Netflix as a viable option, potentially allowing them to get their hands on a rising stock at a relative discount. However, there are also reasons to hold back. Where Netflix Stands Today In Q4 2018, Netflix added Read more [...]

Under the New Tax Laws for 2019 Is Charity Still Worth It?

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While many people choose to give to charity to support their communities, the ability to benefit financially made giving more attractive. Taxpayers could itemize their deductions and claim their charitable contributions, giving them the ability to lower their tax burden. However, with the new 2019 tax laws, fewer people are going to benefit from itemizing, decreasing the odds that they will receive a deduction for giving to charity. Changes to the Tax Law When you file your taxes, you typically Read more [...]

How to Get the Best Amazon Deals “Bargain Finds”

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When it comes to online shopping, Amazon is king. While the site is known for offering reasonable pricing on many items, that doesn't mean you shouldn't seek out better bargains. Some of the best deals on Amazon require a bit of effort to find, but the process is not difficult. If you are ready to get your hands on some real bargain finds on Amazon, here is what you need to do.Head to the Today’s Deals Page Whether you are shopping for something specific or simply want to see if there Read more [...]

Here are 5 Digital Nomads You Should Follow for Financial Success

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 Thanks to the rise of the gig economy, more people are unchaining themselves from traditional workplaces and the standard 9-to-5 experience. Instead, crafting your own career that provides you with flexibility and financial success is all the rage. Thankfully, plenty of people have started down or are well-established on that road.By following certain digital nomads – the skilled professionals who took their life down this interesting path – you can learn about how they Read more [...]

Is Robinhood a Scam?

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When an investment app advertises free stock trades, it is normal to be suspicious. After all, most people understand that if something sounds too good to be true, it is probably a scam. As a result, many wonder whether Robinhood, the commission-free online broker is legit. Here’s what you need to know.What is Robinhood? Robinhood is an investment app and online brokerage firm. The app launched in December 2014 and initially had a waiting list of more than half a million people. Now, Read more [...]

5 Sites that Tailor to the Gig Economy

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Over the past five years, the number of freelancers has increased by 3.7 million in the U.S. While some of the increase represents the desire to take control over one’s career, it is also bolstered by technology improvements that make connecting online easier. As a result, more sites are tailoring their services to the gig economy, taking advantage of the increased interest. Here are five websites that cater to the world of freelancers and the businesses that need their help.1. Fiverr Since Read more [...]