Here’s Why You’re Still Broke and How to Fix it!

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If it seems like you never have any money, you’re probably pretty frustrated. While sometimes being broke isn’t entirely your fault, there are plenty of situations where your choices are the primary reason for your financial difficulties. If you are trying to figure out why you are always cash-poor and what you can do about it, here’s what you need to know. You Don’t Have a Budget A budget serves as a guideline for your finances. It allows you to allocate portions of your income Read more [...]

Do Debt Collectors Have to Provide Proof of Debt?

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Getting contacted by a debt collector is never a pleasant experience. However, if you are not sure that the debt is even yours (or know for a fact that it isn’t). An annoying situation can quickly turn into an infuriating one. The same can be true if the debt is real. However, you aren’t certain that the debt collector has a right to collect what you owe. You may be wondering, do debt collectors have to provide proof of debt, and, if so, how can you make that happen? If that has come to mind, Read more [...]

The Real Reasons Behind Gas Prices Increasing

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Gas prices across the country have been on the rise. While some fluctuation is normal, California has seen a stunning surge, causing prices to hit a five year high on Wednesday, October 2, 2019. In the rest of the country, the upward climb has been fairly modest, with a $0.02 average increase between September 26 and October 3, and a $0.10 increase between September 3 and October 3. However, any rising price trend can put a strain on budgets. If you want to know why it’s happening, here’s Read more [...]

To Stay or Leave the Military-Are Your Finances In order?

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Deciding whether or not you should separate from the military is challenging. Leaving the military and heading into the civilian world means that significant changes would be on the horizon. Many that will impact your financial well-being. If you are trying to figure out whether to stay or leave the military. Here are some finance questions you should ask yourself before you make a formal decision. How Long Will Your Emergency Fund Last? Unless you are separating from the military and transitioning Read more [...]

5 Instagram Thousandaires and How You Can Be One Too

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Many people dream of becoming an Instagram influencer. The idea of being able to earn a living by posting on social media is incredibly enticing. Plus, on the surface, it appears to be incredibly simple. However, top and even middle earning Instagrammers work surprisingly hard to keep their followers engaged and the money rolling in, ensuring that they can continue to score lucrative deals on posts. Instagram Thousandaires The top earners on Instagram easily earn millions from their Read more [...]

Why is Ally Bank Limiting Zelle Amounts?

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In August, many Ally Bank users were surprised to discover that their Zelle payments were canceled. Ally Bank lowered the limits for Zelle transactions, changing the daily maximum from $5,000 to a mere $500. A significant portion of their customers didn’t know they change took place until a scheduled payment or new transaction in excess of the new limit wouldn’t go through. While the speed at which the change went into effect left some customers in the lurch, Ally Bank likely didn’t make Read more [...]

Save Time and Money by Traveling Light

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Finding ways to save time and money while traveling is always a good idea. Whether you are heading out on vacation or are going on a business trip, making the travel experience less costly and more convenient simply makes sense. One of the easiest ways to reduce your expenses and increase efficiency is to travel light. How Traveling Light Saves Time When you travel light, you are limiting the number and size of your bags. If you are flying, this usually means opting only for carry-ons, Read more [...]

Our Mini Guide To Finding Remote Work

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For many, the idea of finding remote work is the dream. You usually have the option to work from wherever you want, including at home. Plus, you might get a flexible schedule, allowing you to work during times that work best for you. It also may be less risky than freelancing, as you can work for a single company and potentially have access to traditional benefits. Luckily, finding remote work has become substantially easier over recent years. If your goal is to find a remote position, here’s Read more [...]

How to Find a Car Repair Shop That Won’t Rip You Off

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Car repairs can be costly. According to a survey conducted by AAA, car repairs come with an average price tag between $500 and $600 per visit. To make matters worse, if an auto repair shop is less than scrupulous, it can often cost significantly more than it should. Luckily, there are things you can do to find an honest mechanic. If you want to locate a car repair shop that won’t rip you off, here’s how to go about it. Learn About Your Car There is a reason people say that knowledge Read more [...]

Is It Too Late To Invest in Beyond Meat

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Beyond Meat (BYND) made its entrance onto the stock market in May. Its initial public offering (IPO) price was just $25 a share, and many investors decided to hop on board and ride the wave. But, now that Beyond Meat has been on the Nasdaq for over two months, is it too late to get in on the action? What is Beyond Meat? Beyond Meat Inc. is a company that produces meat-alternative food items. For example, the Beyond Burger – a plant-based beef substitute that is designed to mimic a beef Read more [...]