Which Stores and Restaurants Are Open January 1?

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Not everything is closed on the first day of the year, although fewer stores and restaurants are open January 1 than on Christmas. There are actually plenty of stores open January 1. In fact, it's simpler to identify the one that isn't open than to rattle off the long list of retailers that intend to keep their after-Christmas sales going on the first day of 2018. Would you believe that it's Costco, of all places? If that didn't surprise you, perhaps you weren't aware that the warehouse chain Read more [...]

Is Anything Open on Christmas Day?

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You don't have to stay at home -- yours or your loved one's -- on Christmas. Here's a quick guide to stores and restaurants that are going to be open on the holiday. You probably want to double check that locations nearest you are open by calling ahead.Here's a rundown of which stores and restaurants plan to be open on the holiday -- but you might want to phone ahead to confirm that the locations nearest you are open. Stores That Are Open Christmas Day Although most national retail chains are closed Read more [...]

7 Signs Your Coupon Habit Is Out of Control

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Television would have us believe that anything can become an addiction. Unfortunately, coupon clipping can get to that point. Make sure your "extreme coupon" hobby remains productive by watching for any of the following signs. You've Outgrown All Your Storage Space Do you seem to be spending more money even though you collect and redeem coupons? Has your stockpile outgrown your ability to store it?A "yes" answer could mean you're buying more than you need. Coupon issuers will never admit Read more [...]

Use ‘Em or Lose ‘Em: Do Food Stamps Expire?

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Most people find that they go through food stamps too quickly to worry about whether there's a "use them or lose them" rule. But it turns out that this benefit expires at a certain point if unused.While the actual stamps have been replaced by a card better known its acronym, EBT (electronic benefits transfer), you actually don't have to use up the entire balance by the end of the month.According to the U.S. Supplemental Nutrition Assistance Program (SNAP), which administers food stamps, unused Read more [...]

Get Out of Debt with This FREE eBook!

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Once your debt load gets to be a certain size, it can seem completely unmanageable, almost like you're never going to be able to pay it down.Well, dear readers, help is here: A brand new ebook called what else but Get Out of Debt. It's free and exclusive to Stapler Confessions.Click on the link below to download a copy and after you've finished reading it, please let us know what you think of it by posting feedback in the comments section beneath this post.Click here to get your FREE Read more [...]

6 Ways To Shop at Costco Without a Membership

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If you can't get past seeing Costco's annual fee of $60 to $120 as cannibalizing the savings, you might want to try one of the following six tactics for shopping at the warehouse chain without a membership of your own.1. Costco Optical This is the one option that never gets old. You do not need a membership to see the eye doctor within the optical section of Costco, nor do you need one to buy any prescription eyewear there.Of course, this is something you probably won't be doing more than Read more [...]

You Might Win Up to $100 Just by Clicking

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Help us help you and you just might win an Amazon gift card worth up to $100 – it's one of 50 prizes we're offering in a drawing to encourage readers like yourself to give us quick feedback. All it takes to win is a few minutes of your time.We want to know how we can provide you with even better content that fits your lifestyle and financial situation.Please know that your answers will be kept confidential and are only being used to help us create personal finance articles that meet Read more [...]

Amazon Is Giving Away Free Turkey With $100 Grocery Buy

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At a time when offline supermarkets appear to have backed off giving away free turkey, Amazon is debuting this type of promotion for the first time ever.The online mega-retailer is leveraging its acquisition of Whole Foods to try to get more people hooked on Amazon Fresh by offering a free turkey with the purchase of at least $100 in groceries. Safeway Promotions This is similar to a promotion Safeway ran earlier this month -- only the minimum grocery purchase ranged from $100 to $150, depending Read more [...]

Can You Really Live on Minimum Wage?

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Sometimes circumstances might lead you to take a job that only pays minimum wage to avoid starvation. Right out of college or high school is one likely time to expect that pay rate. Some 29 states, dozens of cities and the District of Columbia have higher minimum wages than the federal rate of $7.25.Although some states and municipalities have debated measures that would have pushed the minimum wage in their respective locations below the federal minimum, none appears to have succeeded as of Read more [...]

Be Thankful: Give to Charity

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As the end of the year steadily approaches, it's a good time to consider donating to charity. Make enough of thse contributions and you reach the minimum required to claim a deduction on your tax return. Here are 10 great nonprofits that would appreciate your money or any kind of gift in kind, like toys and food. Books for Africa This organization is dedicated to collecting, sorting, and shipping books to underprivileged areas in Africa. Boys and Girls Club Kids in poverty-stricken communities Read more [...]